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MoneyMe Limited (ASX:MME)

ALERT: Price-sensitive ASX Announcement for MME
Current share price for MME : $0.078 -0.002 (-2.50%)+
Announcement
Release
22 Jul 2026 9:05AM
Price at Release
$0.080
Full Release
download
Summary
MoneyMe Limited's 4Q26 trading update reveals the company's strong financial performance, with a gross loan book surpassing $2 billion and annual loan originations exceeding $1.2 billion, marking a 34% year-on-year growth. Positive Normalised NPAT was achieved in the second half of FY26. The net interest margin stood at 6.5%, reflecting a secured loan book, while risk-adjusted NIM improved to 2.4%. Net credit losses fell to 2.4%, and the average credit score remained in Equifax's 'Very Good' range. 59% of the loan book consists of secured assets. MONEYME continues to implement AI for operational efficiency and has launched new products like the Cashback Rewards Credit Card and Energy Upgrade Personal Loan.
Key Points
  • Loan book exceeds $2bn and annual originations surpass $1.2bn.
  • Positive Normalised NPAT achieved in the second half of FY26.
  • Gross loan book increased by 34% year on year.
  • Net interest margin reduced to 6.5%, reflecting the secured loan book mix.
  • Risk-adjusted NIM improved to 2.4% for 4Q26.
  • Net credit losses decreased to 2.4% for 4Q26, improving credit performance.
  • The average credit score is within the 'Very Good' range by Equifax.
  • 59% of the loan book comprises secured assets.
  • MONEYME is focusing on deploying AI to improve operational efficiency.
  • Successful product launches including Cashback Rewards Credit Card and Energy Upgrade Personal Loan.
IMPORTANT NOTE: This information is autogenerated and has not been reviewed for accuracy or completeness. You should refer to the full announcement here for further information.