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Harmoney Corp Limited (ASX:HMY)

ALERT: Price-sensitive ASX Announcement for HMY
Current share price for HMY : $0.770 -0.002 (-0.32%)+
Announcement
Release
20 Aug 2026 4:23PM
Price at Release
$0.773
Full Release
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Summary
Harmoney Corp Limited announced its FY26 results, reporting a record Cash NPAT of $13.5 million, surpassing the upgraded guidance of $13 million, representing a 139% increase from the previous year. The company achieved a Cash Return on Equity of 33% and a Statutory NPAT of $10.2 million, an 86% increase. Loan originations grew by 21% to $482 million, with the Australian loan book expanding by 14% to $556 million and the New Zealand loan book by 11% to NZ$406 million. The net interest margin increased to 10.2% while credit losses remained within the target range at 3.9%. Harmoney's automated Stellare® platform contributed to an improved cost to income ratio of 17.8%. The company also plans to recommence its share buy-back program and provided FY27 guidance with a Cash NPAT target of $16 million plus.
Key Points
  • Cash NPAT of $13.5 million exceeded upgraded guidance.
  • Cash Return on Equity increased to 33%.
  • Statutory NPAT increased by 86% to $10.2 million.
  • Loan originations up 21% to $482 million.
  • Australian loan book grew 14% to $556 million.
  • New Zealand loan book grew 11% to NZ$406 million.
  • Net interest margin increased to 10.2%.
  • Credit losses within target range at 3.9%.
  • Cost to income ratio improved to 17.8%.
  • Share buy-back program to recommence.
  • FY27 guidance set at $16 million plus Cash NPAT.
IMPORTANT NOTE: This information is autogenerated and has not been reviewed for accuracy or completeness. You should refer to the full announcement here for further information.