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Harmoney Corp Limited (ASX:HMY)

ALERT: Price-sensitive ASX Announcement for HMY
Current share price for HMY : $0.765 0.085 (12.50%)+
Announcement
Release
25 Mar 2026 9:55AM
Price at Release
$0.680
Full Release
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Summary
Harmoney Corp Limited presented its investor presentation at the ASX SMIDcaps Conference, showcasing significant financial growth and strategic initiatives. In the first half of fiscal year 2026, the company reported a Cash NPAT of $6.1 million, surpassing the full-year 2025 figures, with a remarkable 166% growth in statutory NPAT. The company's loan book grew by 9%, with Australian growth at 17% and a return to growth in New Zealand. Harmoney's Stellare® 2.0 platform has significantly contributed to these results by driving automation and cost efficiency, achieving a cost-to-income ratio below 19%. The company is capitalized for future growth with $24 million in unrestricted cash and has diversified funding from major banks. The FY26 guidance predicts a Cash NPAT of $13 million, a 128% increase from the previous period. Harmoney's strategic focus includes expanding customer acquisition through AI-driven underwriting and partnerships, enhancing customer experience with mobile app advancements, and leveraging proprietary data for personalized services.
Key Points
  • Harmoney Corp Limited achieved significant financial growth in 1H26.
  • Reported a Cash NPAT of $6.1 million, a 166% growth year-on-year.
  • Loan book grew by 9%, with strong growth in Australia and New Zealand.
  • Stellare® 2.0 platform enhanced automation and cost efficiency.
  • Cost-to-income ratio kept below 19%.
  • FY26 Cash NPAT guidance increased to $13 million, a 128% rise.
  • Focus on AI-driven customer acquisition and personalized services.
  • Sufficient capital for loan book growth without equity raising.
IMPORTANT NOTE: This information is autogenerated and has not been reviewed for accuracy or completeness. You should refer to the full announcement here for further information.