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Harmoney Corp Limited (ASX:HMY)

ALERT: Price-sensitive ASX Announcement for HMY
Current share price for HMY : $0.765 -0.095 (-11.05%)+
Announcement
Release
19 Feb 2026 4:35PM
Price at Release
$0.860
Full Release
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Summary
The 1H26 Investor Presentation for Harmoney Corp Limited highlights a significant financial performance improvement, driven by the Stellare® 2.0 platform. Harmoney reported a 9% increase in its loan book to $857 million, with revenues growing by 12% to $71.9 million. The company achieved a 31% cash return on equity, marking a substantial rise from the previous period. Statutory and Cash NPAT rose to $6.1 million, exceeding the full-year results of FY25, while maintaining a low cost-to-income ratio of 18.5%. The company's strategic focus on AI-driven underwriting and diversified funding sources supports its robust growth trajectory without the need for equity raising. Harmoney is capitalized to support a loan book growth beyond $1.5 billion, leveraging profits for reinvestment. The outlook includes an accelerated loan book expansion and further profitability improvements, bolstered by customer acquisition strategies and technology enhancements.
Key Points
  • Loan book growth of 9% to $857 million.
  • Revenue increased by 12% to $71.9 million.
  • Statutory and Cash NPAT of $6.1 million.
  • 31% return on equity achieved.
  • Cost-to-income ratio maintained at 18.5%.
  • Stellare® 2.0 platform driving profitability.
  • Capitalized for loan book growth beyond $1.5 billion.
  • AI-driven underwriting and diversified funding sources.
  • Outlook includes accelerated loan book and profitability growth.
IMPORTANT NOTE: This information is autogenerated and has not been reviewed for accuracy or completeness. You should refer to the full announcement here for further information.