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Harmoney Corp Limited (ASX:HMY)

ALERT: Price-sensitive ASX Announcement for HMY
Current share price for HMY : $0.805 -0.055 (-6.40%)+
Announcement
Release
19 Feb 2026 4:25PM
Price at Release
$0.860
Full Release
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Summary
Harmoney Corp Limited's 1H26 financial report reveals a remarkable 166% increase in Cash NPAT, reaching $6.1 million, driven by a 27% rise in loan originations and higher interest income. Statutory NPAT also rose by 202% to $6.1 million. The company's efficient operations reflected in a cost to income ratio of 18.5%, while assets grew to $907.9 million against liabilities of $865.2 million, improving net assets by $8.2 million to $42.7 million. The report highlights robust growth in risk-adjusted income and prudent management of customer acquisition costs.
Key Points
  • Harmoney Corp Limited reported a significant increase in Cash NPAT by 166% to $6.1 million in 1H26, compared to $2.3 million in 1H25.
  • The company achieved a Statutory NPAT of $6.1 million, a 202% increase over the previous period.
  • Loan originations rose by $51.3 million to $242.7 million, driven by a 27% increase in existing customer originations.
  • Interest income increased by $7.5 million to $71.9 million due to loan book growth and higher average interest rates.
  • Risk-adjusted income rose by 33% to $26.8 million.
  • Customer acquisition expenses increased by 20% to $7.4 million.
  • Harmoney's operating costs remained efficient with a cost to income ratio of 18.5%.
  • The company's assets grew to $907.9 million, while liabilities increased to $865.2 million.
  • Net assets improved by $8.2 million to stand at $42.7 million by the end of 2025.
  • The report covers the financial performance for the six months ended 31 December 2025.
IMPORTANT NOTE: This information is autogenerated and has not been reviewed for accuracy or completeness. You should refer to the full announcement here for further information.