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Helia Group Limited (ASX:HLI)

ALERT: Price-sensitive ASX Announcement for HLI
Current share price for HLI : $5.340 0.22 (4.30%)+
Announcement
Release
11 Aug 2026 8:29AM
Price at Release
$5.120
Full Release
download
Summary
Helia Group Limited's 1H26 Investor Presentation outlines the company's financial performance and strategic initiatives amidst challenging market conditions. The company reported a 14% contraction in Lender's Mortgage Insurance (LMI) market Gross Written Premium (GWP) due to government guarantees and lender self-insurance, impacting its market share, which stood at around 30% for 1Q26. Despite flat industry mortgage arrears and a 4% reduction in closing delinquencies, Helia experienced a 44% decrease in GWP primarily due to the loss of Commonwealth Bank of Australia (CBA) business and a decline in First Home Buyers (FHB) volumes. The company aims to maintain capital strength while returning excess to shareholders, with FY26 insurance revenue expected to be between $330 million and $360 million. The presentation underscores Helia’s commitment to delivering strong returns for shareholders by managing costs effectively and maintaining a robust operational framework.
Key Points
  • 14% contraction in LMI market GWP on pcp in 1Q26 due to Government guarantees and lender self-insurance
  • Helia's 1Q26 LMI GWP market share was approximately 30%
  • Industry mortgage arrears flat at 0.6% at 1Q26
  • 4% reduction in Helia's 1H26 closing delinquencies from FY25
  • Portfolio negative equity down 10bps from FY25 to 0.4%
  • Helia aims to maintain capital strength and return excess to shareholders
  • GWP down 44% primarily due to loss of CBA and decline in FHB volumes
  • Insurance revenue down 6% on pcp due to lower GWP
  • 1H26 financial results reflect strong employment conditions and lagged impact of interest rate increases
  • FY26 insurance revenue expected to be between $330m and $360m
IMPORTANT NOTE: This information is autogenerated and has not been reviewed for accuracy or completeness. You should refer to the full announcement here for further information.