Beforepay Group Limited (ASX:B4P)

ALERT: Price-sensitive ASX Announcement for B4P

Current share price for B4P : $1.200 -0.345 (-22.33%)⁺

Announcement

H1 FY26 Investor Presentation

Release

26 Feb 2026 8:17AM

Price at Release

$1.545

Full Release

Summary

Beforepay Group Limited's H1 FY26 results highlighted a strong financial performance with AUD 23.36 million in revenue and a net transaction margin increase to AUD 14.3 million. Despite gross defaults of AUD 10.18 million and net defaults of AUD 6.26 million, the company maintained a healthy EBITDA of AUD 6.57 million. Beforepay also reported a decrease in cash and cash equivalents by AUD 4.9 million, ending the period with AUD 9.1 million. The company plans to scale its personal loans, improve risk models, and optimize credit limits, while maintaining disciplined cost management.

Key Points

Beforepay Group Limited reported a revenue of AUD 23.36 million for H1 FY26.
Net transaction margin increased to AUD 14.3 million, up by 21% compared to H1 FY25.
The company experienced gross defaults of AUD 10.18 million, which is 2.1% of advances.
Recoveries, net of costs, were AUD 3.92 million, recovering 38.5% of gross defaults.
Net defaults were recorded at AUD 6.26 million, representing 1.3% of advances.
Beforepay's EBITDA for H1 FY26 stood at AUD 6.57 million.
Advertising and marketing expenses were AUD 2.33 million.
The company's cash flow statement showed a net decrease in cash and cash equivalents of AUD 4.9 million.
Total assets increased to AUD 80.3 million, while total liabilities slightly decreased to AUD 35.8 million.
Beforepay plans to expand personal loans and enhance risk models and credit limits.

IMPORTANT NOTE: This information is autogenerated and has not been reviewed for accuracy or completeness. You should refer to the full announcement here for further information.