Budget 2016: Future proofing your super

Four strategies to boost your superannuation in the face of potential legislative changes.

Summary: There are a number of ways super savers can structure their contributions in preparation for possible changes to the way superannuation is taxed: these include employing a withdrawal and re-contribution strategy, splitting super contributions with a spouse so as to make full use of the tax free threshold, salary sacrificing now before any changes to the system take place, and looking at starting a transition to retirement income arrangement before the rules are changed.

Key take out: It’s unclear which changes to our superannuation system will eventually be realised, so professional personal advice can help you navigate the risks and benefits of any strategies used in anticipation of future changes. 

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