InvestSMART

BT Future Goals Retail - Managed Fund

Fund Objective
To provide a return (before fees and taxes) that exceeds the return from its benchmark over the recommended investment timeframe.
Fund Strategy
The underlying fund is an actively managed diversified portfolio that invests in shares, property securities, fixed interest, cash and alternative investments. It has a significant weighting towards growth assets.

Fund Performance Comparison

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Fees Comparison

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NOTE: Fee data has been provided by Morningstar, it may not include all costs being charged on your investment such as platform and adviser fees. You should check your fund manager or adviser statements to find out the exact fees you are being charged. Peers are funds that use the same benchmark in the Morningstar database.
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Fund performance

  1M 3M 6M 1Y p.a. 2Y p.a. 3Y p.a. 5Y p.a. 10Y p.a.
Total return 0.91% 3.24% 9.54% 9.72% 13.86% 10.35% 10% 6.65%
Growth return 0.91% 3.08% -0.47% -0.48% 1.57% 1.05% -0.08% -2.28%
Income return 0% 0.16% 10.01% 10.2% 12.29% 9.3% 10.08% 8.93%
Market index (Morningstar AUS Agg Tgt Alloc NR AUD)
Total return 1.8% 5.06% 13.99% 15.82% 20.4% 15.18% 12.58% 9.92%
As at 31 Oct 2025. Returns for periods greater than 1 year are annualised. All figures are percentages.

Asset Allocation

BT Future Goals Retail
Australian Equities
31.65%
International Equities
41.65%
Cash
0.97%
Property & Infrastructure
4.05%
Fixed Interest
9.63%
Alternatives
12.05%
Average Allocation of Peers
Australian Equities
33.99%
International Equities
49.63%
Cash
2.63%
Property & Infrastructure
4.88%
Fixed Interest
5.16%
Alternatives
3.72%

General Information

Fund Details
Type Description
BT Future Goals Retail
Westpac Financial Services Limited
BTA0044AU
Multisector Aggressive
star (as at 30 Sep 2025)
Investment Fund
1 Mar 1991
$139.06 million (as at 30 Sep 2025)
$1.5418 (as at 5 Nov 2025)
$1.537 (as at 5 Nov 2025)
Open
Offer information
Type Description
MER 1.33% (as at 14 Feb 2025)
Indirect Cost Ratio (ICR) 1.33% (as at 30 Jun 2023)
Performance fee (not included in ICR) 0
Minimum initial investment $5,000.00
Minimum additional investments
Minimum redemption amount

Top 10 holdings (as at 30 Sep 2025)

Holding (as at 30 Sep 2025) Type % of Portfolio
BHP Group Ltd Equity 3.35%
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FAQs about the BT Future Goals Retail

The objective of the BT Future Goals Retail managed fund is To provide a return (before fees and taxes) that exceeds the return from its benchmark over the recommended investment timeframe.

The strategy of the BT Future Goals Retail managed fund is The underlying fund is an actively managed diversified portfolio that invests in shares, property securities, fixed interest, cash and alternative investments. It has a significant weighting towards growth assets.

The APIR code of the BT Future Goals Retail managed fund is BTA0044AU.

BT Future Goals Retail’s total return last month was 0.91%. This was made up of a growth return of 0.91% and an income return of 0%. These returns were calculated as at 31 Oct 2025.

BT Future Goals Retail’s total return for the last three months was 3.24%. This was made up of a growth return of 3.08% and an income return of 0.16%%. These returns were calculated as at 31 Oct 2025.

BT Future Goals Retail’s one-year total return is 9.72%. This was made up of a growth return of -0.48% and an income return of 10.2%. These returns were calculated as at 31 Oct 2025.

BT Future Goals Retail’s one-year total return is 10.35%. This was made up of a growth return of 1.05% and an income return of 9.3%. These returns were calculated as at 31 Oct 2025.

The asset allocation of the BT Future Goals Retail managed fund is :

Australian Equities
31.65%
International Equities
41.65%
Cash
0.97%
Property & Infrastructure
4.05%
Fixed Interest
9.63%
Alternatives
12.05%

The Responsible Entity for the BT Future Goals Retail managed fund is Westpac Financial Services Limited.

The BT Future Goals Retail managed fund belongs to the Multisector Aggressive sector/asset class.

As at 30 Sep 2025, the size of the BT Future Goals Retail managed fund was $139.06 million.

The BT Future Goals Retail managed fund has an inception date of 1 Mar 1991.

The current entry price of the BT Future Goals Retail managed fund is $1.5418 per unit and the current exit price is $1.537 per unit (as at 5 Nov 2025).

The current exit price of the BT Future Goals Retail managed fund is $1.537 per unit and the current entry price is $1.5418 per unit (as at 5 Nov 2025).

The minimum initial investment amount for the BT Future Goals Retail managed fund is $5,000. Minimum additional investment is $0.

Fund data sourced from Morningstar. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only. Whilst every care has been taken in producing these numbers, neither Morningstar nor InvestSMART can make any guarantees around the complete accuracy of these figures. Should you decide to change investments, please read all relevant disclosure documents including the Product Disclosure Statements and if required, you may consider speaking to a financial professional for further guidance. A tax event may be realised as a result of switching investments. Past performance is not a reliable indicator of future performance.