Were your returns super or normal?

Not in double digits, but your SMSF should have enjoyed solid returns in FY15. The number you want to beat was 7.86 per cent.

Summary: The average investor posted before-tax returns of 7.86 per cent in FY15. No asset classes were negative, but unhedged currency assets won play of the day. Returns over the three years to June 2015 were stronger, with even conservative investors nudging 10 per cent.

Key take-out: SMSF trustees can take on the investment risks in areas where they have some expertise and outsource the rest. The average return is a benchmark for you to compare your SMSF’s performance.

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