The other way of holding property using an SMSF

All the attention is on lending inside SMSFs, but there are alternatives where you can use the cash in your fund to help finance a property without breaking the rules.

Summary: There are more options than the limited recourse borrowing arrangements for savers who have a SMSF and wish to purchase investment property. These are particularly effective for investors who have insufficient funds in their SMSF and need to use other sources of funding.

Key take-out: Savers can jointly purchase a property with their SMSF if the investment property is unencumbered, while unit trusts are also able to purchase property.



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