The housing boom is on borrowed time

Increased lending among owner-occupiers and investors is of little surprise given historically low rates. But this growth is unsustainable so long as first home buyers are priced out of the market.

Loan approvals for both owner-occupiers and investors rose in November, but buying a property remains unobtainable for most prospective first home buyers. The current situation is largely unsustainable and it is only a matter of time before house prices begin to fall.

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