Tax with Max: Weighing up SMSF tax benefits

Income on shares held in a SMSF is not taxable in pension mode.

I am a single person with no heirs and am close to pension age. I was wondering what the benefit would be of transferring a shareholding of $450,000 with $250,000 of capital gains into a superannuation fund? I am concerned about the capital gains tax and set-up fees for an SMSF. With the potential increase of the tax threshold to $18,000 I am assuming my taxable liability on share earnings of say $30,000 per annum grossed up would be minimal versus the SMSF costs and CGT costs.



{{ twilioFailed ? 'SMS Code Failed to Send…' : 'An SMS verification code has been sent ...' }}

Hi {{ user.FirstName }}

Looks like you have already taken a free trial

Please enter your payment details

We have sent you a code via SMS to {{user.DayPhone}}

please enter this code below to complete your SMS verification

We cannot send you a code via SMS to {{user.DayPhone}}

If you didn't receive SMS code please

SMS code cannot be sent due to: {{ twilioStatus }}

Please select one of the options below:

Looks you are already a member. Please enter your password to proceed

Please untick this box when using a public or shared device

Verify your mobile number to proceed...

Please check your mobile number below and press the Send Verification Code button. This will be used to complete your verification in the next step.

Please sign up for full access


Updating information

Please wait ...


{{ productPrice }} / day
( GST included )
Price $0
GST $0
Discount -{{productDiscount}}
TOTAL {{productPrice}}
  • Mastercard
  • Visa

Please click on the ACTIVATE button to finalise your membership


The email address you entered is registered with InvestSMART.

Please login or select "Don't know password"

Please untick this box when using a public or shared device

Register as a new member

(using a different email)

Related Articles