Spotlight on super

We are in the middle of a fundamental cultural change as the pressure builds to work beyond age 65.

Summary: We are going through a cultural change similar to the increase in female participation in the workforce. Retirement at age 65 used to be seen as a natural event, but this is changing as we are not generating enough wealth to fund retirement. The government is also facing pressure to increase taxes on superannuation.

Key take-out: The cultural pressure to continue to work beyond age 65 will intensify. Treasury is also likely to win a fight to tax all superannuation income at 15 per cent, whether in accumulation or pension mode.

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