Picking a pension winner

It doesn’t always make sense to start a pension in your SMSF, especially if you’re eligible for the age pension.

PORTFOLIO POINT: Some SMSFs may find it advantageous to halt (or not commence) a pension, in order to allow a Centrelink age pension to be claimed.

Super pension income is tax-effective income. We all know that – it’s just a case of whether it’s tax-free, or tax-advantaged income.

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