Savers generally, and superannuation investors specifically, are confronted with a disturbing short-term outlook for interest rates.
For the foreseeable future (which I define as up to two years) they are unlikely to be offered a yield on short-term bank deposits (i.e. up to six months) that exceeds inflation. The taxation of interest income outside superannuation makes the return even worse. A negative real yield on cash will push savers and investors to consider higher-risk and volatile investments to generate income flows.