InvestSMART Performance Update: July 2026
InvestSMART's diversified ETF portfolios have delivered solid results over the past year, returning between 3.2% and 6.9% in the 12 months to the end of July 2026. Over 10 years, the diversified portfolios have returned between 3.7% and 9.2% a year on average.
Keep in mind that past performance is not an indication of future performance.
The chart below illustrates how InvestSMART's diversified portfolios have performed compared to funds in the same risk category over five years to 31 July 2026.
As you can see, over five years, the diversified portfolios have delivered annual returns of between 2.9% and 8.5% on average, outperforming competitor funds by an average annualised return of between 0.1% and 1.3%.
InvestSMART's single-asset portfolios returned between 0.4% (Australian Bonds) and 11.3% (Property & Infrastructure) in the 12 months to the end of July 2026, and between 0.7% p.a. (Australian Bonds) and 12.7% p.a. (International Equities) over 10 years.
July wrap-up
It's been a good start to the new financial year for Australian shares. The S&P/ASX 200 rose 2.3% over the month, outperforming most major developed markets, with energy and financial stocks among the strongest performers.
Overseas markets were a bit more mixed. After a strong run earlier in the year, some of the big US technology and semiconductor names came under pressure in July while other parts of the market held up better. Australia's relatively low exposure to the global AI sell-off also worked in its favour.
Inflation also eased slightly, with annual CPI falling to 3.8% in June. While the result was better than expected, it is still above the Reserve Bank of Australia's (RBA) target range of 2%-3%. So, even though the RBA kept the cash rate on hold in August, it made it clear another increase isn't off the table.
All up, it's been an encouraging start to the financial year locally, even if there are still a few uncertainties for investors to keep an eye on.
Frequently Asked Questions about this Article…
InvestSMART's diversified ETF portfolios returned between 3.2% and 6.9% over the 12 months to the end of July 2026. The update also notes that past performance is not an indication of future performance.
Over 10 years, InvestSMART's diversified portfolios delivered average annual returns between 3.7% and 9.2% per year, according to the July 2026 performance update.
Over five years to 31 July 2026, InvestSMART's diversified portfolios returned between 2.9% and 8.5% annually and outperformed competitor funds by an average annualised margin of about 0.1% to 1.3%.
In the 12 months to the end of July 2026, InvestSMART's single-asset portfolios returned between 0.4% (Australian Bonds) and 11.3% (Property & Infrastructure). Over 10 years, single-asset returns ranged from 0.7% p.a. (Australian Bonds) to 12.7% p.a. (International Equities).
The S&P/ASX 200 rose 2.3% in July 2026, outperforming most major developed markets. Energy and financial stocks were among the strongest performers for the month.
Overseas markets were mixed in July 2026—some large US technology and semiconductor names came under pressure while other segments held up. The update notes Australia’s relatively low exposure to the global AI sell-off helped its performance.
Annual CPI eased to 3.8% in June 2026—better than expected but still above the Reserve Bank of Australia’s 2%–3% target range. The RBA kept the cash rate on hold in August 2026 but indicated another increase isn’t off the table.
The update highlights a generally encouraging start to the new financial year with solid returns for diversified and single-asset portfolios, strong local equity performance and easing inflation. However, it reminds investors that past performance doesn’t guarantee future results and to watch ongoing uncertainties like inflation, RBA decisions and global market volatility.
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