How to find the perfect super balance now

Super still has a lot to offer if you know how to use it.

Summary: The federal budget’s changes to superannuation raise the question of how to balance assets both inside and outside of super accounts for the best long-term effect. It’s worth remembering that with the tax-free threshold at $18,200 for individuals, a significant amount of assets can be held outside of super, generating income returns that are tax free - provided no other income is coming in. While new contribution limits will mean investors have to consider the types of assets they want to hold outside of their funds, the tax environment in super is still pretty favourable.

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