Summary: Investors may consider whether it makes sense to gear into property and shares now, after rises in both asset classes and falls in interest rates. The answer depends on whether an investor thinks there is further growth left in shares and property. In every property market, there will always be suburbs where relative bargains exist. In every share market there are companies that have been overlooked.
Key take-out: If you can avoid rubbish property, your chances of success are vastly improved. If you believe the overall share market has great room for improvement, a single bare trust with an index fund or ETF could be worthwhile.