BEST SAVINGS RATES

Institution Account name Nominal rate Effective rate Interest calc'd Interest paid Min initial

LaTrobe Fin Services Cash & Mortgages 5.45 5.59% Daily M $1,000

Bankwest Solid Gold Saver 4.75 4.85% Daily M $10,000

AMP eASYCash 4.50 4.59% Daily M -

CommSec Investment A/c 4.50 4.59% Daily M -

Teachers Credit Union Edvest CMA 4.05 4.13% Daily M -

Top online savings accounts $5000

Institution Account name Nominal rate Effective rate Interest calc'd Interest paid Min initial

UBank USaver * 5.95 6.11% Daily Monthly -

Citibank Online Saver * 5.88 6.04% Daily Monthly -

Hunter United C.U. Premium Online 5.88 6.04% Daily Monthly $5,000

ING DIRECT Savings Maximiser * 5.85 6.01% Daily Monthly -

Bankwest TeleNet Saver * 5.75 5.90% Daily Monthly -

Top cash management trusts $10,000

Institution Account name Nominal rate Effective rate Interest calc'd Interest paid Min initial

Asgard St George eCASH 4.15 4.23% Daily Monthly $5,000

BWA Managed Invest Investor 3.75 3.82% Daily Monthly $1,000

C'wealth Fin Service Cash Management 3.73 3.79% Daily Monthly $2,000

BT Funds Management Cash Management 3.49 3.54% Daily Quarterly $20,000

Gold Sachs JBWere Cash Trust 3.40 3.44% Daily Quarterly $1,000

Top term deposits 1 year term $25000

Institution Nominal rate

RaboPlus 6.56

Bananacoast Comm C.U. / mecu 6.50

Suncorp 6.45

Gateway Credit Union 6.36

AMP 6.31

Top term deposits 5 year term $25000

Institution Nominal rate

RaboPlus 7.40

BankSA / St. George Bank 7.25

Citibank/ Bankwest 7.25

Greater Building Society/ Bendigo Bank 7.10

Westpac 7.05

Source: Infochoice 8/4/2010 * special promo rate or offer

Notes: All tables ranked by highest effective rate. For further information go to www.infochoice.com.au

Disclaimer: The information in this table is provided as a guide only and may not be complete for your purposes. Neither Infochoice nor the providers warrants the accuracy of any information and you should confirm it with the provider before acting on it. Except for responsibilities implied by law which cannot be excluded, neither Infochoice nor the providers is responsible for any loss, damage, cost or expense incurred by you as a result of any error, omission, or misrepresentation in relation to the data herein.