BEST MORTGAGE RATES(ORDERED BY TRUE RATES IN BRACKETS)

ompany name Standard Basic Intro 1yr 1 year 3 years 5 years Phone variable variable fixed/var fixed fixed fixed Company name Standard Basic Intro 1yr 1 year 3 years 5 years Phone variable variable fixed/var fixed fixed fixed MyRate.com.au 5.88 (5.88) - - 6.73 (5.66) 7.63 (6.39) 7.98 (6.83) 1300 663 558

By InvestSMART · 7 Mar 2010

By InvestSMART ·
7 Mar 2010

MyRate.com.au 5.88 (5.88) - - 6.73 (5.66) 7.63 (6.39) 7.98 (6.83) 1300 663 558

State Custodians 5.64 (5.90) 5.87 (5.76) - - - - 1300 654 617

QuickDirect 5.90 (5.90) - - 6.75 (5.99) 7.65 (6.41) 8.00 (6.85) 1300 796 980

MyLoan MyWay 5.91 (5.94) - - 6.75 (6.03) 7.65 (6.46) 8.00 (6.90) 1300 721 240

BMC Mortgage Corp 5.97 (6.02) - - 6.75 (6.74) 7.90 (7.10) 8.60 (7.43) 1800 623 370

Homeloans Ltd 5.99 (6.05) - - 6.83 (6.11) 7.89 (6.58) 8.24 (7.04)

A M O 6.10 (6.18) 5.79 (6.18) 5.24 (6.20)v 6.50 (6.22) 7.18 (6.49) 7.95 (7.02) 133 266

ME Bank 6.24 (6.24) - - 6.65 (6.28) 7.65 (6.65) 7.95 (7.01) 13 15 63

CUA 6.37 (6.25) 6.04 (6.10) 6.24 (6.21)v 6.39 (6.43) 7.19 (6.48) 7.99 (7.02) 13 32 82

Bananacoast Comm. C.U. 6.25 (6.28) - - 6.69 (6.68) 7.79 (7.01) 8.14 (7.36)

Nationwide Mortgage 6.25 (6.30) - 5.27 (6.04)v 6.31 (6.04) 7.37 (6.41) 7.72 (6.8)

Greater Building Society 6.30 (6.30) 5.94 (5.94) - 6.85 (6.36) 7.75 (6.72) 8.15 (7.14) 1300 651 400

mecu 6.30 (6.34) 5.94 (5.98) - 6.39 (6.03) 7.49 (6.43) - 13 28 88

Victoria Teachers C.U. 6.32 (6.36) 5.82 (5.86) - 6.59 (6.33) 7.64 (6.70) 7.99 (7.08) 1800 138 002

HomeSide Lending 6.22 (6.38) - - 6.49 (6.41) 7.49 (6.75) 7.79 (7.09)

Gateway Credit Union 6.34 (6.39) - 5.59 (6.27)f 6.39 (6.40) 7.49 (6.73) - 1300 302 474

Heritage Building Society 6.30 (6.40) 5.89 (5.94) - 6.49 (6.42) 7.75 (6.82) 7.95 (7.15) 13 14 22

Newcastle Permanent B.S. 6.37 (6.40) 5.97 (6.00) 5.67 (6.33)v 6.39 (6.40) 7.49 (6.72) 7.79 (7.04) 13 19 87

ING Direct 6.24 (6.42) 5.94 (5.94) - 6.69 (6.06) 7.59 (6.45) 7.94 (6.88) 1800 500 240

RESI Mortgage 6.37 (6.42) - 5.70 (5.95)v 6.66 (6.25) 7.72 (6.66) 8.07 (7.08) 136 126

Encompass Credit Union 6.40 (6.44) - - 6.4 (6.45) 7.69 (6.84) 7.99 (7.19) 13 13 61

FCCS Credit Union 6.45 (6.48) 5.95 (6.04) - - - - 1300 361 555

Aussie 6.44 (6.49) - - 6.24 (6.47) 7.39 (6.77) 7.74 (7.08) 131 333

IMB 6.45 (6.50) 5.77 (5.93) 5.45 (6.41)v 6.49 (6.51) 7.59 (6.85) 7.99 (7.23) 13 34 62

RAMS Home Loans 6.48 (6.55) 6.01 (6.07) 5.79 (6.36)v 6.19 (6.59) 7.29 (6.86) 7.74 (7.20) 13 72 67

Illawarra Credit Union 6.50 (6.57) 5.82 (5.89) - 6.60 (6.58) 7.60 (6.89) 7.90 (7.21) 13 22 49

NAB 6.49 (6.62) 5.99 (6.03) 6.19 (6.61)f 6.59 (6.63) 7.59 (6.94) 7.89 (7.25) 13 13 12

Intech Credit Union 6.56 (6.64) - - - - - 1300 363 007

HSBC 6.59 (6.65) 5.98 (6.04) 5.51 (6.59)v 6.39 (6.63) 7.49 (6.92) 7.80 (7.20) 1300 308 880

Savings & Loans C.U. 6.61 (6.65) 6.03 (6.16) 6.39 (6.63)f 6.64 (6.66) 7.69 (6.97) 8.04 (7.31) 13 11 82

Bankstown City C.U. 6.49 (6.67) - - - - - 02 9707 6000

Aust Central C.U. 6.61 (6.67) 6.11 (6.17) - 6.59 (6.46) 7.69 (6.84) 8.04 (7.22) 13 13 21

Community CPS Aust 6.64 (6.67) 5.94 (6.09) - 6.69 (6.67) 7.69 (6.98) 8.09 (7.33) 1800 088 114

United Community 6.64 (6.67) 5.94 (6.09) - 6.69 (6.68) 7.69 (6.98) 8.09 (7.33) 13 25 85

myState Financial 6.66 (6.73) 6.25 (6.32) - 6.64 (6.42) 7.74 (7.07) 8.04 (7.39) 138 001

Commonwealth Bank 6.61 (6.74) 6.10 (6.23) 6.49 (6.73)f 6.64 (6.74) 7.74 (7.07) 8.04 (7.39) 13 22 21

Bankwest 6.55 (6.76) 6.43 (6.44) 5.63 (6.40)v 6.84 (6.76) 7.79 (7.10) 8.09 (7.44) 13 17 18

ANZ 6.66 (6.76) 5.96 (6.01) - 6.50 (6.70) 7.69 (7.04) 8.04 (7.38) 13 13 14

AIMS Home Loans 6.71 (6.76) 6.53 (6.68) 6.17 (7.31)v 7.04 (6.68) 7.64 (6.68) 8.11 (6.68)

St. George Bank 6.68 (6.84) 6.10 (6.15) 6.49 (6.82)v 6.74 (6.85) 7.69 (7.14) 8.09 (7.49) 13 33 30

AMP 6.69 (6.84) 6.24 (6.29) 6.49 (6.22)f 6.89 (6.26) 7.89 (6.70) 8.39 (7.71) 13 30 30

Suncorp 6.69 (6.84) 6.11 (6.16) 6.49 (7.04)f 6.64 (6.84) 7.59 (7.11) 7.99 (7.44) 13 11 55

Bendigo Bank 6.70 (6.84) - - 6.54 (6.56) 7.59 (6.89) 7.99 (7.26) 1300 366 666

Bank of Queensland 6.76 (6.88) 6.18 (6.33) 5.76 (6.78)v 6.49 (6.08) 7.59 (6.51) 7.89 (7.91) 1300 557 272

Westpac 6.76 (6.89) 6.06 (6.11) - 6.79 (6.89) 7.79 (7.20) 8.14 (7.52) 13 19 00

Arab Bank 6.95 (7.00) 5.99 (6.12) 6.24 (7.01)v 6.69 (7.05) 7.69 (7.30) 8.09 (7.60) 1800 646 484

Citibank 6.88 (7.02) 6.53 (6.58) - 6.84 (7.01) 7.99 (7.35) 8.49 (7.76) 13 24 84

HomeStar - - - 6.75 (5.97) 7.85 (6.34) 8.2 (6.93)

Source: Infochoice 4/3/2010For further information go to www.infochoice.com.au

Notes: Introductory Rate: f - Fixed v - Variable c - Capped. Sorted by standard variable comparison rate in ascending order, as shown in brackets.

"COMPARISON RATES in this table are based on a loan amount of $150,000 and a term of 25 years." Copyright Infochoice Ltd. 2007

Disclaimer: The information in this table is provided as a guide only and may not be complete for your purposes. Neither Infochoice nor the providers warrants the accuracy of any information and you should confirm it with the provider before acting on it. Except for responsibilities implied by law which cannot be excluded, neither Infochoice nor the providers is responsible for any loss, damage, cost or expense incurred by you as a result of any error, omission, or misrepresentation in relation to the data herein.