BEST MORTGAGE RATES

Company name Standard Basic Intro 1yr 1 year 3 years 5 years Phone variable variable fixed/var fixed fixed fixed Company name Standard Basic Intro 1yr 1 year 3 years 5 years Phone variable variable fixed/var fixed fixed fixed State Custodians 5.89 (6.14) 6.12 (6.01) - - - - 1300 654 617

By InvestSMART · 14 Mar 2010

By InvestSMART ·
14 Mar 2010

State Custodians 5.89 (6.14) 6.12 (6.01) - - - - 1300 654 617

MyLoan MyWay 6.13 (6.16) - - 6.75 (6.03) 7.65 (6.46) 8.00 (6.90) 1300 721 240

MyRate.com.au 6.13 (6.13) - - 6.73 (5.66) 7.63 (6.39) 7.98 (6.83) 1300 663 558

QuickDirect 6.15 (6.15) - - 6.75 (5.99) 7.65 (6.41) 8.00 (6.85) 1300 796 980

BMC Mortgage Corp 6.22 (6.24) - - 6.75 (6.94) 7.90 (7.25) 8.60 (7.29) 1800 623 370

HomeSide Lending 6.22 (6.38) - - 6.49 (6.41) 7.49 (6.75) 7.79 (7.09)

Homeloans Ltd 6.24 (6.30) - - 6.83 (6.34) 7.89 (6.76) 8.24 (7.18)

Bananacoast Comm. C.U. 6.25 (6.28) - - 6.69 (6.68) 7.79 (7.01) 8.14 (7.36)

Nationwide Mortgage 6.25 (6.30) - 5.27 (6.04)v 6.31 (6.04) 7.37 (6.41) 7.72 (6.8)

mecu 6.30 (6.34) 5.94 (5.98) - 6.39 (6.03) 7.49 (6.43) - 13 28 88

Victoria Teachers C.U. 6.32 (6.36) 5.82 (5.86) - 6.59 (6.33) 7.64 (6.70) 7.99 (7.08) 1800 138 002

A M O 6.35 (6.43) 6.04 (6.44) 5.49 (6.45)v 6.50 (6.22) 7.18 (6.49) 7.95 (7.02) 133 266

Encompass C.U. 6.40 (6.44) - - 6.4 (6.45) 7.69 (6.84) 7.99 (7.19) 13 13 61

Bankstown City C.U. 6.49 (6.67) - - - - - 02 9707 6000

ING Direct 6.49 (6.67) 6.19 (6.19) - 6.69 (6.28) 7.59 (6.63) 7.94 (7.02) 1800 500 240

ME Bank 6.49 (6.49) - - 6.65 (6.28) 7.65 (6.65) 7.95 (7.15) 13 15 63

Greater Building Society 6.55 (6.55) 6.19 (6.19) - 6.85 (6.36) 7.75 (6.83) 8.15 (7.14) 1300 651 400

Heritage Building Society 6.55 (6.55) 6.14 (6.19) - 6.49 (6.64) 7.75 (7.00) 7.95 (7.29) 13 14 22

Gateway C.U. 6.59 (6.64) - 5.84 (6.52)v 6.39 (6.62) 7.49 (6.73) - 1300 302 474

Australian Central C.U. 6.61 (6.67) 6.11 (6.17) - 6.59 (6.46) 7.69 (6.84) 8.04 (7.22) 13 13 21

Savings & Loans C.U. 6.61 (6.65) 6.03 (6.16) 6.39 (6.63)f 6.64 (6.66) 7.69 (6.97) 8.04 (7.31) 13 11 82

CUA 6.62 (6.50) 6.29 (6.35) 6.49 (6.46)v 6.49 (6.66) 7.49 (6.75) 7.99 (7.16) 13 32 82

Newcastle Permanent B.S. 6.62 (6.65) 6.22 (6.25) 5.92 (6.58)v 6.39 (6.64) 7.49 (6.90) 7.79 (7.18) 13 19 87

RESI Mortgage Corp. 6.62 (6.67) - 5.95 (6.20)v 6.66 (6.25) 7.72 (6.66) 8.07 (7.08) 136 126

Community CPS Australia 6.64 (6.67) 5.94 (6.09) - 6.69 (6.67) 7.69 (6.98) 8.09 (7.33) 1800 088 114

United Community 6.64 (6.67) 5.94 (6.09) - 6.69 (6.68) 7.69 (6.98) 8.09 (7.33) 13 25 85

Aussie 6.69 (6.74) - - 6.24 (6.47) 7.39 (6.77) 7.74 (7.08) 131 333

FCCS C.U. 6.70 (6.73) 6.20 (6.30) - - - - 1300 361 555

IMB 6.70 (6.75) 6.02 (6.18) 5.70 (6.66)v 6.49 (6.51) 7.59 (6.85) 7.99 (7.23) 13 34 62

AIMS Home Loans 6.71 (6.76) 6.53 (6.68) 6.17 (7.31)v 7.04 (6.68) 7.64 (6.68) 8.11 (6.68)

RAMS Home Loans 6.473 (6.80) 6.26 (6.32) 6.04 (6.61)v 6.19 (6.81) 7.29 (7.04) 7.74 (7.34) 13 72 67

NAB 6.74 (6.87) 6.24 (6.28) 6.19 (6.61)f 6.59 (6.63) 7.59 (6.94) 7.89 (7.25) 13 13 12

Illawarra C.U. 6.75 (6.82) 6.07 (6.14) - 6.60 (6.58) 7.60 (6.89) 7.90 (7.21) 13 22 49

Bankwest 6.80 (7.01) 6.68 (6.69) 5.63 (6.40)v 6.84 (6.99) 7.79 (7.27) 8.09 (7.57) 13 17 18

Intech C.U. Limited 6.81 (6.89) - - - - - 1300 363 007

HSBC 6.84 (6.91) 6.23 (6.30) 5.76 (6.79)v 6.39 (6.86) 7.49 (7.10) 7.80 (7.34) 1300 308 880

Commonwealth Bank 6.86 (6.99) 6.35 (6.48) 6.49 (6.95)f 6.64 (6.97) 7.74 (7.07) 8.04 (7.39) 13 22 21

Citibank 6.88 (7.02) 6.53 (6.58) - 6.84 (7.01) 7.99 (7.35) 8.49 (7.76) 13 24 84

ANZ 6.91 (7.01) 6.21 (6.26) - 6.50 (6.70) 7.69 (7.04) 8.04 (7.38) 13 13 14

myState Financial 6.91 (6.98) 6.50 (6.57) - 6.85 (6.98) 7.79 (7.25) 8.14 (7.55) 138 001

St. George Bank 6.93 (7.09) 6.35 (6.40) 6.49 (6.82)f 6.74 (6.85) 7.69 (7.14) 8.09 (7.49) 13 33 30

AMP 6.94 (7.09) 6.49 (6.54) 6.49 (6.45)f 6.89 (6.49) 7.89 (6.88) 8.39 (7.35) 13 30 30

Suncorp 6.94 (7.09) 6.36 (6.41) 6.49 (7.04)f 6.64 (7.06) 7.59 (7.28) 7.99 (7.57) 13 11 55

Bendigo Bank 6.95 (7.09) - - 6.54 (7.05) 7.59 (7.28) 7.99 (7.57) 1300 366 666

Bank of Queensland 7.01 (7.13) 6.43 (6.58) 6.01 (7.03)v 6.49 (6.08) 7.59 (6.51) 7.89 (7.91) 1300 557 272

Westpac 7.01 (7.14) 6.31 (6.36) - 6.79 (6.89) 7.79 (7.20) 8.14 (7.52) 13 19 00

Arab Bank 7.20 (7.25) 6.49 (6.62) 6.49 (7.25)v 6.69 (7.28) 7.69 (7.48) 8.09 (7.74) 1800 646 484

HomeStar - - - 6.75 (6.19) 7.85 (6.57) 8.00 (6.97)

Source: Infochoice 11/3/2010For further information go to www.infochoice.com.au

Notes: Introductory Rate: f - Fixed v - Variable c - Capped. Sorted by standard variable comparison rate in ascending order, as shown in brackets.

"COMPARISON RATES in this table are based on a loan amount of $150,000 and a term of 25 years." Copyright Infochoice Ltd. 2007

Disclaimer: The information in this table is provided as a guide only and may not be complete for your purposes. Neither Infochoice nor the providers warrants the accuracy of any information and you should confirm it with the provider before acting on it. Except for responsibilities implied by law which cannot be excluded, neither Infochoice nor the providers is responsible for any loss, damage, cost or expense incurred by you as a result of any error, omission, or misrepresentation in relation to the data herein.