Asset allocation alert 3: Post-Budget tax tactics

Tighter pension access will lead to some surprise allocations in the years ahead.

Summary: Many middle aged people are building larger residences, as the home is a tax-free investment. But planned changes to pension taper arrangements mean many Australians will reduce their assets and stay in larger houses, while their children struggle to afford to buy a property. We will see a change in the way families are organised, with children staying home longer and their partners moving in.

Key take-out: What we are looking at is a greater intensity of lifestyle in middle class Australia, which is already developing in lower income areas.

Key beneficiaries: General investors Category: Retirement.



{{ twilioFailed ? 'SMS Code Failed to Send…' : 'An SMS verification code has been sent ...' }}

Hi {{ user.FirstName }}

Looks like you have already taken a free trial

Please enter your payment details

We have sent you a code via SMS to {{user.DayPhone}}

please enter this code below to complete your SMS verification

We cannot send you a code via SMS to {{user.DayPhone}}

If you didn't receive SMS code please

SMS code cannot be sent due to: {{ twilioStatus }}

Please select one of the options below:

Looks you are already a member. Please enter your password to proceed

Please untick this box when using a public or shared device

Verify your mobile number to proceed...

Please check your mobile number below and press the Send Verification Code button. This will be used to complete your verification in the next step.

Please sign up for full access


Updating information

Please wait ...


{{ productPrice }} / day
( GST included )
Price $0
GST $0
Discount -{{productDiscount}}
TOTAL {{productPrice}}
  • Mastercard
  • Visa

Please click on the ACTIVATE button to finalise your membership


The email address you entered is registered with InvestSMART.

Please login or select "Don't know password"

Please untick this box when using a public or shared device

Register as a new member

(using a different email)

Related Articles