Advancing your home loan

Paying off your home loan at 2.5% above the going rate will give homeowners a buffer.

With the cash rate sitting at 3%, and many mortgage rates, both fixed and variable, having a 5 in front of them, there is an argument that borrowers have never had it so good.  There remains a counter argument – that with house prices at close to record highs compared to the average income, many people have borrowed more money to buy a house than ever before.  These people are exposed to sharp increases in interest rates.  Either way – with record low interest rates and some people managing large mortgages, now is a time to think about how mortgages work, and what you might do with that information.



{{ twilioFailed ? 'SMS Code Failed to Send…' : 'An SMS verification code has been sent ...' }}

Hi {{ user.FirstName }}

Looks like you have already taken a free trial

Please enter your payment details

We have sent you a code via SMS to {{user.DayPhone}}

please enter this code below to complete your SMS verification

We cannot send you a code via SMS to {{user.DayPhone}}

If you didn't receive SMS code please

SMS code cannot be sent due to: {{ twilioStatus }}

Please select one of the options below:

Looks you are already a member. Please enter your password to proceed

Please untick this box when using a public or shared device

Verify your mobile number to proceed...

Please check your mobile number below and press the Send Verification Code button. This will be used to complete your verification in the next step.

Please sign up for full access


Updating information

Please wait ...


{{ productPrice }} / day
( GST included )
Price $0
GST $0
Discount -{{productDiscount}}
TOTAL {{productPrice}}
  • Mastercard
  • Visa

Please click on the ACTIVATE button to finalise your membership


The email address you entered is registered with InvestSMART.

Please login or select "Don't know password"

Please untick this box when using a public or shared device

Register as a new member

(using a different email)

Related Articles