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Overview

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Key details

Performance* + {{ modelPortfolio.returnInception | percentage:1:100:'N/A' }} N/A
Estimated Income p.a {{ modelPortfolio.returnInceptionAnnualised | percentage:1:100:'N/A' }} N/A
Suggested Timeframe {{ modelPortfolio.timeframe }}
Structure
{{ modelPortfolio.id == 166 ? 'Active ETF' : modelPortfolio.type.name }} Active ETFs are actively managed funds that are quoted on the ASX and can be bought and sold just like any other listed stock. A managed fund pools your money together with other investors. Our investment managers then buy and sell shares or other assets on your behalf. A Separately Managed Account (SMA) is an investment account that is managed by our investment team. The benefit of SMAs is that you retain beneficial ownership of the underlying securities.
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Performance

Growth of $10,000

As at {{ modelPortfolio.modelPortfolioPerformancesLastDate }}
Figures shown since each respective portfolio Inception Date; after investment and admin fees excl. brokerage, excluding franking; dividends re-invested, no withdrawals have been made.

Performance to {{ modelPortfolio.returnDate | date:'dd MMMM yyyy' }} 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year 5 Year SI* (P.A.)
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Avg of {{ modelPortfolio.benchmark.peers.peerCount }} Peers {{ modelPortfolio.benchmark.peers.returns.return1Month | percentage:2:1:'N/A' }} {{ modelPortfolio.benchmark.peers.returns.return3Month | percentage:2:1:'N/A' }} {{ modelPortfolio.benchmark.peers.returns.return6Month | percentage:2:1:'N/A' }} {{ modelPortfolio.benchmark.peers.returns.return1Year | percentage:2:1:'N/A' }} {{ modelPortfolio.benchmark.peers.returns.return2Year | percentage:2:1:'N/A' }} {{ modelPortfolio.benchmark.peers.returns.return3Year | percentage:2:1:'N/A' }} {{ modelPortfolio.benchmark.peers.returns.return5Year | percentage:2:1:'N/A' }} N/A
Excess to Peers {{ modelPortfolio.stats.returns.return1Month ? modelPortfolio.stats.returns.return1Month - modelPortfolio.benchmark.peers.returns.return1Month : null | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return3Month ? modelPortfolio.stats.returns.return3Month - modelPortfolio.benchmark.peers.returns.return3Month : null | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return6Month ? modelPortfolio.stats.returns.return6Month - modelPortfolio.benchmark.peers.returns.return6Month : null | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return1Year ? modelPortfolio.stats.returns.return1Year - modelPortfolio.benchmark.peers.returns.return1Year : null | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return2Year ? modelPortfolio.stats.returns.return2Year - modelPortfolio.benchmark.peers.returns.return2Year : null | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return3Year ? modelPortfolio.stats.returns.return3Year - modelPortfolio.benchmark.peers.returns.return3Year : null | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return5Year ? modelPortfolio.stats.returns.return5Year - modelPortfolio.benchmark.peers.returns.return5Year : null | percentage:2:1:'N/A' }} N/A
{{ modelPortfolio.benchmark.name }} {{ modelPortfolio.benchmark.index.returns.return1Month | percentage:2:1:'N/A' }} {{ modelPortfolio.benchmark.index.returns.return3Month | percentage:2:1:'N/A' }} {{ modelPortfolio.benchmark.index.returns.return6Month | percentage:2:1:'N/A' }} {{ modelPortfolio.benchmark.index.returns.return1Year | percentage:2:1:'N/A' }} {{ modelPortfolio.benchmark.index.returns.return2Year | percentage:2:1:'N/A' }} {{ modelPortfolio.benchmark.index.returns.return3Year | percentage:2:1:'N/A' }} {{ modelPortfolio.benchmark.index.returns.return5Year | percentage:2:1:'N/A' }} {{ modelPortfolio.benchmark.index.returns.returnComparativeSI | percentage:2:1:'N/A' }}

Fees {{ modelPortfolio.name }} {{ modelPortfolio.mer | percentage:2:1:'N/A' }} {{ modelPortfolio.benchmark && modelPortfolio.benchmark.peers ? ' & Average of ' + modelPortfolio.benchmark.peers.peerCount + ' peers ' : null }} {{ modelPortfolio.benchmark.peers.mer | percentage:2:1:'' }}

Note: Fee data has been provided by Morningstar, it may not include all costs being charged on your investment such as platform and adviser fees. You should check your fund or adviser statements to find out the exact fees you are being charged.
Date Buy/Entry Price Sell/Exit Price Distribution
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There are no unit prices available.

Key Facts
Details
Style {{ modelPortfolio.style || 'N/A' }}
Risk Rating {{ modelPortfolio.riskRating || 'N/A' }}
Benchmark Index {{ modelPortfolio.benchmark.name || 'N/A' }}
Inception Date {{ (modelPortfolio.inceptionDate | date:'dd MMM yyyy') || 'N/A' }}
Minimum initial investment {{ (modelPortfolio.minimumInitialInvestment | currency:$:0) || 'N/A' }}
Estimated income per annum {{ modelPortfolio.returnInceptionAnnualised != null ? modelPortfolio.returnInceptionAnnualised + '%' : 'N/A' }} (including franking credits)
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Allocation

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Top 20 Holdings

Underlying Holdings Exposure
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Date Buy/Entry Price Sell/Exit Price Distribution
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There are no unit prices available.

FAQs

Still deciding if InvestSMART is right for you? These frequently asked questions may help.
View more FAQs

A Separately Managed Account (SMA) is an investment account managed to a model portfolio that is controlled by a portfolio manager. In our case that is our investment team. They decide what stocks go into the model portfolio and at what weight. The team then manage this daily adjusting the portfolio as circumstances change to achieve returns for our clients.

The model portfolios use percentage weightings so our clients achieve the same percentage returns across the board no matter the dollar value invested.

Unlike a managed fund, an SMA is not a pooled investment, everyone’s funds are not in the same bucket. You have your own account and you are the beneficial owner of the stocks held in that account.

The SMA structure is beneficial for several reasons:

  • Tax effective: You only pay tax on gains & income you received.
  • Inflows & outflows: Your investment will not be impacted by the decisions of other model portfolio investors. An example of this is when a pooled investment like a managed fund receives redemption requests at the bottom of the market and is a forced seller at the worst time.
  • Flexibility with income/distributions: Choose to receive the dividends directly into an account of your choice or set up a regular payment or request payments on an adhoc basis.

Yes. You can invest in as many or as few of the portfolios as you like. You can allocate a specific weight to each model and choose to have it rebalanced on a regular basis or have the percentages floating as the models change in value.

Yes, when setting up an investment or at any point during your investment you are able to set up a direct debit regular contribution plan for a minimum of $100 per month. This can be altered at any point.

An Exchange Traded Fund, or ETF, is a type of managed fund where the underlying securities comprising this fund mimic an Index. Indices are created by ratings agencies to represent a subset of the stock market e.g. the largest companies trading on the Australian Stock Exchange is represented by the All Ordinaries Index. An ETF aims to invest directly in those companies making up a particular Index. As the companies/stocks/securities have already been determined in the Index an ETF is aiming to replicate, the level of funds management required is minimal compared to other types of managed funds where active investment decisions are required. Investing in ETFs are a form of passive investing and generally incur cheaper management fees, as fewer investment decisions are required in terms of managing an ETF.

The Risk Ratings that InvestSMART Group assigns to our investment products is based on an industry standard, The Standard Risk Measure (SRM). The SRM is a guide developed by the Financial Services Council (FSC) and The Association of Superannuation Funds of Australia (ASFA) that outlines the likely number of negative annual returns expected over any 20 year period.

The purpose of the SRM is to provide a standardised labelling system to assist investors in comparing investment options across providers, as shown below in Figure 1, FSC/ASFA Standard Risk Measure Classifications.

Risk LabelEstimated number of negative annual returns over any 20 year period
Very Low  Less than 0.5
Low  0.5 to less than 1
Low to Medium  1 to less than 2
Medium  2 to less than 3
Medium to High  3 to less than 4
High  4 to less than 6
Very High  6 or greater


Source: FSC/ASFA Standard Risk Measure Guidance Paper for Trustees, July 2011

 

We have adopted these risk rating guidelines and applied them to our products, as highlighted in Figure 2: InvestSMART Group Investment Products' SRM:

InvestSMART Group Investment Products SRM

It should be noted, however, that the SRM is not a complete assessment of all forms of investment risk. For instance, it does not detail what the size of a negative return could be or the potential for a positive return to be less than a member may require to meet their objectives. As such, it should be used as a guide and as with any investment, investors should ensure they are comfortable with the risks and potential losses associated with their chosen investment option(s). Any information should be considered general in nature and before making any investment decisions, please ensure that you read all relevant disclosure documents related to that product.

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*Return per annum since {{ modelPortfolio.inceptionDate | date:'dd MMM yyyy' }} after investment and admin fees as at {{ modelPortfolio.returnDate | date:'dd MMM yyyy' }}.