⁺ The InvestSMART Diversified Portfolios are not sponsored, endorsed, sold or promoted by Morningstar Australasia Pty Ltd. or any of its affiliates (all such entities, collectively, “Morningstar Entities”). The Morningstar Entities make no representation or warranty, express or implied, to the owners of the InvestSMART Diversified Portfolios or any member of the public regarding the advisability of investing in exchange traded funds generally or the ability of the InvestSMART Diversified Portfolios to track general Morningstar Multi-sector indices market performance. The Morningstar entities do not guarantee the accuracy and/or the completeness of the InvestSMART Diversified Portfolios or any data included therein and Morningstar entities shall have no liability for any errors, omissions, or interruptions therein.