Our Story
InvestSMART
Intelligent Investor
Fundlater
My Portfolio
Bootcamp

Our Story
InvestSMART
Intelligent Investor
Fundlater
My Portfolio
Bootcamp

Log in

Get Started

Home
Goals & planning

Investing goal hubs
Saving to build wealth Saving for happy retirement Saving for kids education Saving for a property Wealth Protection

Need help planning and finding the right investment portfolio?
Get Started

Goals & planning
Saving to build wealth Saving for happy retirement Saving for kids education Saving for a property Wealth Protection
Invest

Diversified ETF portfolios
Conservative Portfolio Balanced Portfolio Growth Portfolio High Growth Portfolio Ethical Growth Portfolio

Single asset class ETF portfolios
Cash Securities Portfolio Hybrid Income Portfolio Australian Equities Portfolio International Equities Portfolio Property & Infrastructure Portfolio

See all ETF portfolios How it works Capped fees Who we are Portfolios performance

Need help planning and finding the right investment portfolio?
Get Started

Invest
Conservative Portfolio Balanced Portfolio Growth Portfolio High Growth Portfolio Cash Securities Portfolio Hybrid Income Portfolio Australian Equities Portfolio International Equities Portfolio Property & Infrastructure Portfolio Ethical Growth Portfolio See all ETF portfolios How it works Capped fees Who we are Portfolios performance
Insights

Insights
Latest ETF Insights Paul's Insights Podcasts & videos Portfolio updates Top Performing ETFs Compare Your Fund

Need help planning and finding the right investment portfolio?
Get Started

Insights
Latest ETF Insights Paul's Insights Podcasts & videos Portfolio updates Top Performing ETFs Compare Your Fund
Help

Login

Get Started

Main Menu

Home
Goals & planning

Investing goal hubs
Saving to build wealth Saving for happy retirement Saving for kids education Saving for a property Wealth Protection

Need help planning and finding the right investment portfolio?
Get Started

Goals & planning
Saving to build wealth Saving for happy retirement Saving for kids education Saving for a property Wealth Protection
Invest

Diversified ETF portfolios
Conservative Portfolio Balanced Portfolio Growth Portfolio High Growth Portfolio Ethical Growth Portfolio

Single asset class ETF portfolios
Cash Securities Portfolio Hybrid Income Portfolio Australian Equities Portfolio International Equities Portfolio Property & Infrastructure Portfolio

See all ETF portfolios How it works Capped fees Who we are Portfolios performance

Need help planning and finding the right investment portfolio?
Get Started

Invest
Conservative Portfolio Balanced Portfolio Growth Portfolio High Growth Portfolio Cash Securities Portfolio Hybrid Income Portfolio Australian Equities Portfolio International Equities Portfolio Property & Infrastructure Portfolio Ethical Growth Portfolio See all ETF portfolios How it works Capped fees Who we are Portfolios performance
Insights

Insights
Latest ETF Insights Paul's Insights Podcasts & videos Portfolio updates Top Performing ETFs Compare Your Fund

Need help planning and finding the right investment portfolio?
Get Started

Insights
Latest ETF Insights Paul's Insights Podcasts & videos Portfolio updates Top Performing ETFs Compare Your Fund
Help

Darren McCullum

Benefits of membership

Please check the following:

{{x.value}}

× {{ successMessage }}

FREE membership

FREE membership

Join InvestSMART today

{{ twilioFailed ? 'SMS Code Failed to Send…' : 'Enter verification code' }}

Please enter the 5 digit verification code sent to "{{user.DayPhone}}" Change number

We cannot send you a verification code via SMS to "{{user.DayPhone}}" Change number

step 3

{{ completedStep1 ? 'Start your free 15 day trial now' : content.trialHeading.replace('{0}', user.FirstName) }}

Please enter your mobile number and press send to receive a text message with a verification code.

step 2

{{ content.upgradeHeading.replace('{0}', user.FirstName) }}

The email address you entered is registered with InvestSMART

Please login to continue

Thank you

We have sent you an email with the details of your registration.

Purchase order

Sign up

Log in

First name is required.

Last name is required.

Email is required.

Email must be a valid email.

Show password

Password is required.

I agree to the FSG, Privacy Policy & Terms.

You must accept the terms and conditions.

Sign up to receive emails

OR

Sign up with

Login with

Google

By continuing, you agree to our

Terms of Use & Privacy Policy

SMS code cannot be sent due to: {{ twilioStatus }}

Didn't get the code? Resend code

Resend code is disabled for {{getRemainingTimeText()}} sec. Please wait

Sign up

Log in

Looks you are already a member. Please enter your password to proceed

Email is required.

Email must be a valid email.

Show password

Password is required.

Remember me

Please untick this box when using a public or shared device

Not a member? Sign up

Forgotten password? Click here

OR

Sign up with

Login with

Google

By continuing, you agree to our

Terms of Use & Privacy Policy

Two-Factor Authentication

{{mfaTokenResponseText}}

The code you entered is incorrect. Please try again.

Please use your Authenticator mobile application to generate a one-time code & enter it below.

We have sent a one-time code via SMS/text to your registered mobile phone. Please enter the code below.

Verification code is required.

Don't ask again on this device for 30 days

Please untick this box when using a public or shared device

If you can’t generate a code, you may request to have one sent to your registered mobile phone. If you didn't receive a code via SMS/text to you mobile phone, you may request a new code.

Send verification code is disabled for {{getRemainingTimeText()}} sec. Please wait

Send verification code is disabled for {{getRemainingTimeText()}} sec. Please wait

{{ upgradeCTAText }}

{{ upgradeCTA }}

Updating information

Please wait ...

Your membership to InvestSMART Group recently failed to renew.

Please make sure your payment details are up to date to continue your membership.

Having trouble renewing?

Please contact Member Services on support@investsmart.com.au or 1300 880 160

You've recently updated your payment details.

It may take a few minutes to update your subscription details, during this time you will not be able to view locked content.

If you are still having trouble viewing content after 10 minutes, try logging out of your account and logging back in.

Still having trouble viewing content?

Please contact Member Services on support@investsmart.com.au or 1300 880 160

Please click on the ACTIVATE button to activate your Intelligent Investor 15-day free trial

Please click on the ACTIVATE button to finalise your membership

Sign up

Log in

Email is required.

Email must be a valid email.

Show password

Password is required.

Remember me

Please untick this box when using a public or shared device

Forgotten password? Click here

OR

Sign up with

Login with

Google

By continuing, you agree to our

Terms of Use & Privacy Policy

Upgrade Today

Card Details Edit

Compare our membership packages.

Unsuccessful registration

Registration for this event is available only to Eureka Report members. View our membership page for more information.

Registration for this event is available only to Intelligent Investor members. View our membership page for more information.

{{eventFunction.Name}}

{{eventFunction.EventTypeName}}

{{eventFunction.StartDate}}

{{eventFunction.EventTimings}}

{{eventFunction.VenueName}}

{{ t.Cost === 0 ? "FREE" : "$" + t.Cost.toFixed(2) }}

Quantity *

You are already registered for this event.

This event is already full.

Please select a quantity for at least one ticket.

{{ i }}

Forgotten password

Please enter your email address below to request a new password

Email is required.

Email must be a valid email.

Not a member? Sign up

Already a member? Log in

Check your inbox

Check your inbox

Verify your email address by clicking on the link we sent to {{user.Email}}
You now have free access, we look forward to helping you on your financial journey.

Investing insights from experts like Paul Clitheroe & Effie Zahos and more

Investing insights from experts

Proudly

We're here to help

Call 1300 880 160

Schedule a call

InvestSMART

Who we are
How it works
Kids education planning
Wealth Planning
Buying property planning
Retirement Planning
Wealth Protection
Investment Portfolios
Capped fees
Insights
Top Performing Funds
ASX ETFs
Compare Your Fund
Article Archive
Events
Bootcamp for Beginners
Bootcamp for Business
Test Your Invest Smarts Quiz

Fundlater

How it works
Investment Options
How we invest
Learning Centre

Intelligent Investor

Research
Recommendations
Ideas Lab
Eureka Report
Weekend Briefing
CEO Interviews
Self-Managed Superannuation Funds (SMSF)
Income Portfolio
Growth Portfolio
Ethical Portfolio
Investment Updates
ASX Shares
ASX 200
Price-sensitive ASX Announcements
Listed Investment Companies
Hybrid Securities
Article Archive
New York Stock Exchange Shares
NASDAQ Shares
London Stock Exchange Shares
Euronext Paris Shares
Euronext Lisbon Shares
Euronext Amsterdam Shares
Toronto Stock Exchange Shares
Toronto Venture Exchange Shares
NYSE American Shares
New Zealand Stock Exchange Shares

My Account

Change Password
My Email Preferences
My Trailcap
My Invoices
Login (Share Trading Only)

Help Centre

Contact Us
Terms of Use
Fundlater Terms & Conditions
Refer a Friend Terms & Conditions
Privacy Policy
Target Market Determinations
Dispute Resolution
Robo Advice

Shareholder Centre

InvestSMART Group Ltd
Governance Documents
Announcements

Our Funds

Eureka Asset-backed Loan Fund
Australian Equity Income Fund
(ASX:INIF)
Ethical Share Fund
(ASX:INES)
Australian Equity Growth Fund
(ASX:IIGF)
Select Value Share Fund
(ASX:IISV)

Media Centre

Media Releases
In the Media

Get the App...

IMPORTANT: This information is general financial product advice only and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you. You should consider the relevant Product Disclosure Statement (PDS), Financial Services Guide (FSG), Target Market Determination (TMD) or seek professional advice before making any investment decision. The PDS for financial products offered through InvestSMART can be downloaded from this website or obtained by contacting 1300 880 160.

* InvestSMART’s capped management fees (capped at $550 p.a.) do not include indirect cost ratio charged by ETF providers nor brokerage. Indirect Costs are estimated to be between 0.09% - 0.30% p.a. depending on the portfolio. For more information about fees and costs, please see the Product Disclosure Statement and Investment Menu.

# Performance figures are after management and admin fees excl. brokerage and assuming dividends re-invested and no withdrawals. Performance figures for periods greater than one year are annualised and presented as "per annum" values. The peer comparison figures have been sourced from Morningstar data and is therefore limited to the funds and investment products included in their database. This may not include all funds available for retail investment in Australia. The peer calculation is inclusive of admin and management fees; excludes brokerage and no withdrawals have been made. InvestSMART cannot determine whether or not franking has been included, nor if dividends have been reinvested. Historical performance is not a reliable indicator of future performance.

^ Only funds and investment products included in the Morningstar Australia database are available for fee and performance comparison. This may not include all funds available for retail investment in Australia. Only funds with > three year returns were included in any fee comparison, and were compared to Morningstar’s nominated benchmark. Fees are calculated by Morningstar as the average over 10 years. Whilst every care has been taken in producing these numbers, InvestSMART does not guarantee the accuracy of the figures produced in the table. Fee data may not include all costs being charged such as platform and adviser fees. For the effect of fees on your cumulative returns, please see our report How Fees Can Destroy Your Wealth.

^^ The performance figures for the Intelligent Investor Income and Growth Model Portfolios are since inception on 1 August 2001 using theoretical buys and sells without brokerage and management fees until 1 July 2015. After the 1 July 2015 performance figures (after fees and brokerage) were recorded from the Separately Managed Accounts that mirrored these models. After 18 June 2019 performance figures (after fees and brokerage) have been recorded from the Australian Equity Income ETF (ASX: INIF) which mirrors the Income Model and after 5 October 2020 performance figures (after fees and brokerage) have been recorded from the Australian Equity Growth ETF (ASX: IIGF) which mirrors the Growth Model. Past performance may not be a reliable indicator of future performance.

Copyright © 1999-2024 InvestSMART Financial Services Pty Ltd. All rights reserved | Australian Financial Services Licensee: AFSL # 226435 | ABN 70 089 038 531 | Financial Services Guide

Let's get started

Why are you investing?

Goal Progress

Goal Progress

Building Wealth

Building wealth

Invest for any of life’s moments.

Happy Retirement

Happy retirement

Invest for your golden days.

Investing For Your Kids

Investing for kids

Safety net, education fees.

Saving for a new home

Saving for a new home

Invest for a home deposit.