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Why Invest With Us?

InvestSMART believes in diversification, lower fees and transparency. Whatever shape and size your financial goal comes in, we've got the solution for you.
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Six benefits of investing with us

There are many benefits to investing with InvestSMART, but what really sets us apart from our peers is our long term consistent performance.
Performance
We continue to consistently outperform the majority of our peers after fees. Learn more about our performance.
Low Fees
Our investment fees are under 1% and capped at a maximum of $451 p.a. for our low cost ETF portfolios. Learn more about capped fees*.
Transparency
All securities held in your own name. View all your holdings, dividends paid, transaction history and fees charged.
Knowledge
Benefit from knowing what you're invested in and more importantly, why. Plus get access to a team of some of the most passionate analysts and portfolio managers in the business.
Flexibility
We make it easy to adjust your portfolio and switch between different investment models to suit your needs at every life stage.
Convenience
We do all the work for you. From setting up your account to ongoing rebalancing of your portfolio – so you're always on track achieving your goals.

Our Investment Solutions

Low-cost ETF Portfolios 1 year 3 year S.I.* (% p.a) Inception Date
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Active Stock Portfolios 1 year 3 year S.I.* (% p.a) Inception Date
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Low-cost ETF Portfolios
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Active Stock Portfolios
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Your investment is in safe hands

Paul Clitheroe
Chairman
Ron Hodge
Managing Director
Alan Kohler
Editor-in-Chief
Alastair Davidson
Head of Funds Management

Investor Pack

Interested in investing with us? Provide your details below to receive more information on our portfolios via email or post.

FAQs

Still deciding if InvestSMART is right for you? These frequently asked questions may help.
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The Standard Risk Measure (SRM) is a guide developed by the Financial Services Council (FSC) and The Association of Superannuation Funds of Australia (ASFA) that outlines the likely number of negative annual returns expected over any 20 year period.

The purpose of the SRM is to provide a standardised labelling system to assist investors in comparing investment options across providers, as shown below in Figure 1, FSC/ASFA Standard Risk Measure Classifications.

Risk Label Estimated number of negative annual returns over any 20 year period
Very Low  Less than 0.5
Low  0.5 to less than 1
Low to Medium  1 to less than 2
Medium  2 to less than 3
Medium to High  3 to less than 4
High  4 to less than 6
Very High  6 or greater


Source: FSC/ASFA Standard Risk Measure Guidance Paper for Trustees, July 2011

 

We have adopted these risk rating guidelines and applied them to our products, as highlighted in Figure 2: InvestSMART Group Investment Products' SRM:

InvestSMART Group Investment Products SRM

It should be noted, however, that the SRM is not a complete assessment of all forms of investment risk. For instance, it does not detail what the size of a negative return could be or the potential for a positive return to be less than a member may require to meet their objectives. As such, it should be used as a guide and as with any investment, investors should ensure they are comfortable with the risks and potential losses associated with their chosen investment option(s). Any information should be considered general in nature and before making any investment decisions, please ensure that you read all relevant disclosure documents related to that product.

Diversification

We recognise that over the long term not one asset class is guaranteed to deliver substantial outperformance on a consistent basis and that attempting to time the turning points across the various asset classes is near impossible.

Lower Fees

Compounded over time, even a small difference in fees can result in substantial differences to your return and a higher management fee is no guarantee of better performance.

Transparency

We believe in absolute transparency. This directly impacts how we manage conflicts and report our performance. We take disclosure, conflicts and transparency extremely seriously. 

The day after your funds have settled your portfolio will be rebalanced. This means all the necessary shares will be purchased to bring the portfolio in line with your chosen model/models.

Under our Professionally Managed Accounts, you will gain the following benefits:
1. Professionally managed investment portfolio: An investment portfolio managed by InvestSMART's investment team.
2. You own the securities: The investor holds legal ownership and the underlying securities are registered under your name.
3. Reporting: Complete end of year Accounting and tax reporting is provided on your investment. 
4. Transparency: Investors are provided full visibility of all stocks held in your portfolio.
5. Tailored & Unique Portfolio: Under a PMA, we offer multiple model portfolios to choose from so that you can create a customised and diversified portfolio to suit your individual needs. Our model portfolios will differ in the levels of risk and return, and each model offers a different investment emphasis (such as Australian & international equities, property securities, international ETFs, etc).
6. Account Management: The paperwork and administration is taken care of, reducing the administrative burden on investors.
7. Tax effective: You only pay tax on gains & income you received.
8. Inflows & outflows: Your investment will not be impacted by the decisions of other model portfolio investors. An example of this is when a pooled investment like a managed fund receives redemption requests at the bottom of the market and is a forced seller at the worst time.
9. Flexibility with income/distributions: Choose to receive the dividends directly into an account of your choice or set up a regular payment or request drawdowns on an adhoc basis.