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General Information

Rubik Financial Limited
RFL
http://www.rubik.com.au
IT Consulting & Other Services
62
366

Current Price Data+

Current Price Open High Low Last Close Volume Price Movement
$0.17 $0.17 $0.17 $0.17 $0.17 21150 - ( No change )
  • +Security prices are delayed by least 20 minutes and are indicative only.

Company Overview

Business Description
Rubik Financial Limited (RFL) is a provider of banking systems and integrated technology platform to financial services institution. RFL supplies financial technology to around 200 banking organisations in 16 countries from 4 locations namely Sydney, Perth, Singapore, Dubai. RFL conducts two main divisions being financial services in Australia and software solutions in Asia Pacific, Middle East and rest of world.
Strategy Analysis
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Financial Summary

Year to Jun NPAT EPS EPS chg (%) PER DPS Yield (%) Franking (%)
2014 A 8.7 3.1 1,953.3% 10.5 0.0 0.0% 0.0%
2013 A 0.4 0.2 0.0% 72.3 0.0 0.0% 0.0%
2012 A -0.8 -0.3 0.0% 0.0 0.0 0.0% 0.0%

Peer Comparison

Company Mkt Cap EPS Growth (%) P/E (%) Dividend Yield (%)
2012 A 2013 F 2014 F 2012 A 2013 F 2014 F 2012 A 2013 F 2014 F
CSG (CSV) $452M -0.3440 0.4244 0.1763 35.3333 24.8050 21.0875 0.00% 5.65% 5.65%
Rubik Financial (RFL) $66M 19.5333 0.0000 0.0000 5.8442 0.0000 0.0000 0.00% 0.00% 0.00%
SMS Management and Tech (SMX) $248M -0.2935 0.2308 0.0603 17.6326 14.3256 13.5115 3.48% 4.72% 4.99%
UXC (UXC) $293M -0.0514 0.0864 0.0858 14.9153 13.7285 12.6437 4.26% 5.11% 5.81%

Financial Summary

Earnings P/E Ratio P/B Ratio P/E Growth
Company 0.29 5.52 0.88 0.00
Market 0.97 13.30 1.04 0.48
Sector 1.03 23.00 3.14 1.03

Directors

Name Position Start Date
Mr Craig Evan Coleman Chairman 01/12/2006
Mr Andrew Graeme Moffat Non-Executive Director 01/12/2006
Mr John Clark Wilson Non-Executive Director 21/08/2012

Management

Name Position
Darius Coveney Chief Financial Officer,Company Secretary
Iain Dunstan Managing Director- Wealth,Chief Executive Officer
Ken Carr Managing Director, Banking
Brett Spencer Managing Director, Mortgages
Wayne Wilson Managing Director, Wealth

Substantial Shareholders

Holding Name
42,272,727 (12.39%) Wyllie Group Pty Ltd
17,387,419 (5.09%) Watermark Funds Management Pty Ltd
17,236,872 (5.05%) LHC Capital Pty Ltd
13,884,363 (4.07%) Gumbalie Pty Ltd

Calendar of Events

Date Event
25 February 2016 Report (Interim)
16 November 2015 Report (Annual)
14 October 2015 Report (Annual)
29 September 2015 Report (Annual)
31 August 2015 Report (Prelim)
28 August 2015 Report (Prelim)
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