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FSA Group Limited (ASX: FSA) - Financials

Current share price for FSA : $0.950 0.01 (1.06%)

FSA Group Limited (FSA) has helped thousands of Australians for more than 20 years. The Company's team of professionals offer a range of lending products and debt solutions, which tailor to suit individual circumstances to achieve productive outcomes for its clients.

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FSA Per Share

Year to Jun Sales Cashflow Earnings Dividends Franking Book Value Average
Annual P/E		 Relative P/E Shareholder Return
2023 $0.68 18.2 ¢ 10.7 ¢ 7 ¢ 100% $0.73 9.93 65.5% -7.8%
2022 $0.56 20.9 ¢ 13.7 ¢ 7 ¢ 100% $0.69 7.88 47.5% 16%
2021 $0.57 23.6 ¢ 16.1 ¢ 6 ¢ 100% $0.58 6.47 54.8% 27.1%

FSA Capital Structure

Total Debt Interest Long Term Debt Percent Debt Preferred Stock Share Equity Percent Equity
$600,084 $29,117 $598,694 87% $0.00 $88,018 13%
Note: All dollars in thousands ('000) for the table above

FSA Historical Financials

2023 2022 2021
Revenue ($M) 83.6 70.2 71.6
Operating Margin (%) 61.2 57.2 57
Depreciation ($M) -0.3 -0.1 -0.4
Amortisation ($M) -1 -1 -1
Net Profit Before Abs ($M) 13.1 17.2 20.1
Net Profit After Abs ($M) 13 17.2 20.1
Income Tax Rate (%) 29.4 30.5 30.1
Net Profit Margin (%) 15.7 24.5 28.1
Employees ($T) 0.1 0.1 0.1
Long Term Debt ($M) 598.7 510.4 430.1
Shareholders Equity ($M) 88 84.4 72
Return on Capital (%) 5 4 5
Return on Equity (%) 14.9 20.4 27.9
Payout Ratio (%) 65 51 37

FSA Cashflow

2023 2022 2021
Customer Receipts ($M) 15 26 35
Net Operating Cashflow ($M) 22.3 26.2 29.5
Net Investing Cashflow ($M) -100 -50 6
Net Financing Cashflow ($M) 78 25 -41

FSA Market & Earnings

2023 2022 2021
Market Cap ($M) 119 139 130
Net Gearing (%) 576.2 515.2 545
Net Interest Cover (%) 1.73 3.25 3.92
Dividend Yield (%) 7.1 6.2 5.8
NTA Per Share ($) 0.6 0.57 0.56
EBITDA ($M) 51.2 40.2 40.8
EBIT ($M) 49.9 38.9 39.9
EBT Before Abs ($M) 21.1 26.9 29.7

FSA Balance Sheet

2023 2022 2021
Cash ($M) 16.4 16.6 18.9
Debtors ($M) 14.1 15.7 18.4
Other Debtors ($M)
Prepayments ($M)
Inventories ($M)
Current Investments ($M)
Other Current Assets ($M) 0.32 0.62 0.99
Total Current Assets ($M) 30.8 32.9 38.3
Receivables ($M) 659.4 562.5 467.9
Inventories ($M)
Property, Plant & Equipment ($M) 13.5 13.5 13.6
Accumulated Depreciation ($M) -3.56 -2.33 -1.15
Intangibles ex. Goodwill ($M) 3.83 3.51 1.82
Goodwill ($M) 10.77 10.77 0.35
Future Income Tax Benefit ($M) 2.41 1.58 1.19
Non-Current Investments ($M)
Other Non-Current Assets ($M)
Total Non-Current Assets ($M) 686.4 589.5 483.7
Total Assets ($M) 717.2 622.4 521.9
Accounts Payable ($M) 3.71 3.52 4.75
Provisions ($M) 8.21 6.69 5.82
Short Term Debt ($M) 1.39 1.25 1.12
Other Current Liabilities ($M) 0.24 0.47 0.46
Total Current Liabilities ($M) 13.6 11.9 12.1
Creditors ($M)
Long Term Debt ($M) 598.7 510.4 430.1
Provisions ($M) 3.62 3.88 3.51
Other Non-Current Liabilities ($M) 0.04 0.21 0.5
Total Non-Current Liabilities ($M) 602.4 514.4 434.1
Total Liabilities ($M) 615.9 526.4 446.3
Share Capital ($M) 2.49 3.5 6.36
Reserves ex. Share Premium ($M) 8.71 8.48
Share Premium Reserve ($M)
Retained Profits ($M) 76.8 72.4 65.7
Other Shareholders Equity ($M)
Convertible Equity ($M)
Outside Equity Interest ($M) 13.29 11.71 3.61
Total Shareholders Equity ($M) 101.3 96.1 75.7

DISCLOSURE: InvestSMART Group Limited employees may have an interest in the securities and managed funds displayed via this service. Please refer to our Financial Services Guide for more information.

Data shown on this website is sourced by Morningstar
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