$3.39

0.06 (1.80%)

Want access to our research and new buy ideas?

Take a free 15 day trial - no credit card required.

Start your free trial now

CYB General Information

CYBG Plc
CYB
http://www.cybg.com
Diversified Banks
4,843
1,267

CYB Current Share Price+

Current Price $3.390
Open $3.360
High $3.420
Low $3.340
Last Close $3.330
Volume 5474608
Price Movement $0.06 ( 1.80% )
  • +Security prices are delayed by at least 20 minutes and are indicative only.

CYB Research

CYB Recommendation

Current recommendation UNLOCK
Business risk UNLOCK
Share price risk UNLOCK

CYB Company Overview

Business Description

CYBG Group (CYB) is a full-service bank focused on UK consumers and small and medium-sized enterprises (SMEs), operating under the Clydesdale Bank, Yorkshire Bank and B brands. CYB serves nearly three million customers through an omni-channel model of online, mobile and telephone banking, together with a network of 169 branches and 40 business banking centres, located mostly in the UK's economic heartlands of Scotland, the north of England and the Midlands.

CYB Financial Summary

Year to Sep NPAT EPS EPS chg (%) PER DPS Yield (%) Franking (%)
2020 F 697.03 50.66 5.90% 6.69 21.00 6.19% 0.0%
2019 F 634.64 47.86 -11.00% 7.08 12.00 3.54% 0.0%
2018 A 475.72 53.75 45.30% 10.46 5.00 0.89% 0.0%

CYB Peer Comparison

Company Mkt Cap EPS Growth (%) P/E (%) Dividend Yield (%)
2018 A 2019 F 2020 F 2018 A 2019 F 2020 F 2018 A 2019 F 2020 F
ANZ Bank (ANZ) $74,431M 0.3455 -0.1118 0.0672 9.8702 11.1121 10.4122 6.17% 6.22% 6.48%
Commonwealth Bank (CBA) $128,820M 0.0218 -0.0013 -0.0096 12.7983 12.8155 12.9392 5.92% 5.94% 5.98%
CYBG Plc (CYB) $4,218M 0.4434 -0.2920 0.0448 5.1797 7.3155 7.0017 0.00% 3.19% 5.50%
National Aust. Bank (NAB) $68,909M -0.0292 -0.0163 0.0562 10.6797 10.8568 10.2788 7.98% 7.98% 7.98%
Westpac (WBC) $89,878M -0.0045 0.0271 0.0231 11.2245 10.9281 10.6814 7.21% 7.41% 7.66%

CYB Market Comparison

Earnings P/E Ratio P/B Ratio P/E Growth
Company 0.34 5.78 0.52 0.00
Market 0.70 14.20 1.23 0.89
Sector 0.86 11.40 1.29 2.20

CYB Directors

Name Position Start Date
Mr David Duffy Chief Executive Officer, Executive Director 1 Jan 0001
Mr Ian Smith Chief Financial Officer, Executive Director 1 Jan 0001
Mr James Pettigrew Non-Executive Chairman, Non-Executive Director 1 Jan 0001
Mr David Bennett Non-Executive Deputy Chairman, Non-Executive Director, Senior Independent Non-Executive Director 1 Jan 0001
Ms Teresa Robson-Capps Non-Executive Director 1 Jan 0001
Mr Adrian Grace Non-Executive Director 1 Jan 0001
Mr Paul Coby Non-Executive Director 1 Jun 2016
Mr Clive Adamson Non-Executive Director 1 Jul 2016
Mr Timothy Wade Non-Executive Director 12 Sep 2016
Ms Fiona MacLeod Non-Executive Director 12 Sep 2016
Ms Amy Stirling Non-Executive Director 1 Jan 0001
Ms Geeta Gopalan Non-Executive Director 1 Jan 0001
Mr Darren Pope Non-Executive Director 1 Jan 0001

CYB Management

Name Position
Lorna McMillan Company Secretary
Mark Thundercliffe Group Chief Risk Officer
Enda Johnson Group Corporate Development Director
Gavin Opperman Group Customer Banking Director
Fergus Murphy Group Customer Value Director
James Peirson Group General Counsel
Kate Guthrie Group Human Resources Director
Helen Page Group Innovation and Marketing Director
Peter Bole Integration Director
Hugh Chater Managing Director, Core Bank (Virgin Money)

CYB Substantial Shareholders

Holding Name
188,083,550 (13.18%) Virgin Group Holdings Limited

CYB Calendar of Events

Date Event
27 November 2019 Report (Annual)
19 November 2019 Report (Prelim)
14 May 2019 Report (Interim)
15 February 2019 Div Pay Date

DISCLOSURE: InvestSMART Group Limited employees may have an interest in the securities and managed funds displayed via this service. Please refer to our Financial Services Guide for more information.

Data shown on this website is sourced by Morningstar
© 2017 Morningstar. All rights reserved. Neither any Morningstar company nor any of their content providers guarantee the data or content contained herein to be accurate, complete or timely nor will they have any liability for its use or distribution. Any general advice has been prepared by Morningstar Australasia Pty Ltd (ABN: 95 090 665 544, AFSL: 240892) and/or Morningstar Research Limited, subsidiaries of Morningstar, Inc, without reference to your objectives, financial situation or needs. You should consider the advice in light of these matters and, if applicable, the relevant Product Disclosure Statement (in respect of Australian products) or Investment Statement (in respect of New Zealand products) before making any decision to invest. No Morningstar-affiliated company or any of their employees is providing you with personalised financial advice. To obtain advice tailored to your particular circumstances, please contact a professional financial adviser. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only.