CYB
CYBG Plc
$3.700
Prices as at 16:40, 21 Mar 2019
CYB Current Share Price+
Current Price $3.700
Open $3.740
High $3.750
Low $3.680
Last Close $3.700
Volume 3793297
Price Movement - ( No change )
  • +Security prices are delayed by at least 20 minutes and are indicative only.
CYB General Information
CYBG Plc
CYB
http://www.cybg.com
Diversified Banks
5,289
1,267
CYB
CYBG Plc
BUY
below
HOLD
up to
SELL
above
Current Price
$3.700 as at 16:40, 21 Mar 2019
Price at review
$3.700 on 09 Jul 18
Business Risk
Share Price Risk
CYB Research
CYB Company Overview
Business Description
CYBG Group (CYB) is a full-service bank focused on UK consumers and small and medium-sized enterprises (SMEs), operating under the Clydesdale Bank, Yorkshire Bank and B brands. CYB serves nearly three million customers through an omni-channel model of online, mobile and telephone banking, together with a network of 169 branches and 40 business banking centres, located mostly in the UK's economic heartlands of Scotland, the north of England and the Midlands.
CYB Financial Summary
Year to Sep NPAT EPS EPS chg (%) PER DPS Yield (%) Franking (%)
2020 F 697.03 50.66 5.90% 7.30 21.00 5.68% 0.0%
2019 F 634.64 47.86 -11.00% 7.73 12.00 3.24% 0.0%
2018 A 475.72 53.75 45.30% 10.46 5.00 0.89% 0.0%
CYB Peer Comparison
Company Mkt Cap EPS Growth (%) P/E (%) Dividend Yield (%)
2018 A 2019 F 2020 F 2018 A 2019 F 2020 F 2018 A 2019 F 2020 F
ANZ Bank (ANZ) $74,992M 0.3455 -0.1127 0.0500 10.0263 11.2993 10.7613 6.07% 6.13% 6.38%
Commonwealth Bank (CBA) $125,315M 0.0218 -0.0715 0.0208 12.4501 13.4090 13.1353 6.09% 6.10% 6.12%
CYBG Plc (CYB) $4,839M 0.4434 -0.3190 0.0722 5.9418 8.7254 8.1380 0.00% 2.77% 4.79%
National Aust. Bank (NAB) $69,723M -0.0292 -0.0082 0.0578 10.7916 10.8806 10.2860 7.90% 7.89% 7.89%
Westpac (WBC) $90,809M -0.0045 0.0142 0.0206 11.3407 11.1823 10.9567 7.14% 7.32% 7.50%
CYB Market Comparison
Earnings P/E Ratio P/B Ratio P/E Growth
Company 0.30 6.77 0.57 0.00
Market 0.66 15.00 1.20 1.11
Sector 0.84 11.30 1.26 3.80
CYB Directors
Name Position Start Date
Mr David Duffy Chief Executive Officer, Executive Director 1 Jan 0001
Mr Ian Smith Chief Financial Officer, Executive Director 1 Jan 0001
Mr James Pettigrew Non-Executive Chairman, Non-Executive Director 1 Jan 0001
Mr David Bennett Non-Executive Deputy Chairman, Non-Executive Director, Senior Independent Non-Executive Director 1 Jan 0001
Ms Teresa Robson-Capps Non-Executive Director 1 Jan 0001
Mr Adrian Grace Non-Executive Director 1 Jan 0001
Mr Paul Coby Non-Executive Director 1 Jun 2016
Mr Clive Adamson Non-Executive Director 1 Jul 2016
Mr Timothy Wade Non-Executive Director 12 Sep 2016
Ms Fiona MacLeod Non-Executive Director 12 Sep 2016
Ms Amy Stirling Non-Executive Director 1 Jan 0001
Ms Geeta Gopalan Non-Executive Director 1 Jan 0001
Mr Darren Pope Non-Executive Director 1 Jan 0001
CYB Management
Name Position
Lorna McMillan Company Secretary
Mark Thundercliffe Group Chief Risk Officer
Enda Johnson Group Corporate Development Director
Gavin Opperman Group Customer Banking Director
Fergus Murphy Group Customer Value Director
James Peirson Group General Counsel
Kate Guthrie Group Human Resources Director
Helen Page Group Innovation and Marketing Director
Peter Bole Integration Director
Hugh Chater Managing Director, Core Bank (Virgin Money)

CYB Substantial Shareholders

Holding Name
188,083,550 (13.18%) Virgin Group Holdings Limited
CYB Calendar of Events
Date Event
27 November 2019 Report (Annual)
19 November 2019 Report (Prelim)
14 May 2019 Report (Interim)

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