$4.45

0.05 (1.11%)

Want access to our research and new buy ideas?

Take a free 15 day trial - no credit card required.

Start your free trial now

CYB General Information

CYBG Plc
CYB
http://www.cybg.com
Diversified Banks
5,637
1,267

CYB Current Share Price+

Current Price $4.450
Open $4.500
High $4.510
Low $4.360
Last Close $4.500
Volume 4254306
Price Movement $0.05 ( 1.11% )
  • +Security prices are delayed by at least 20 minutes and are indicative only.

CYB Research

CYB Recommendation

Current recommendation UNLOCK
Business risk UNLOCK
Share price risk UNLOCK

CYB Company Overview

Business Description

CYBG Group (CYB) is a full-service bank focused on UK consumers and small and medium-sized enterprises (SMEs), operating under the Clydesdale Bank, Yorkshire Bank and B brands. CYB serves nearly three million customers through an omni-channel model of online, mobile and telephone banking, together with a network of 169 branches and 40 business banking centres, located mostly in the UK's economic heartlands of Scotland, the north of England and the Midlands.

CYB Financial Summary

Year to Sep NPAT EPS EPS chg (%) PER DPS Yield (%) Franking (%)
2019 F 419.99 47.67 2.00% 9.34 14.00 3.15% 0.0%
2018 F 411.71 46.73 26.00% 9.52 4.00 0.90% 0.0%
2017 A 326.66 37.08 34.40% 12.52 2.00 0.43% 0.0%

CYB Peer Comparison

Company Mkt Cap EPS Growth (%) P/E (%) Dividend Yield (%)
2017 A 2018 F 2019 F 2017 A 2018 F 2019 F 2017 A 2018 F 2019 F
ANZ Bank (ANZ) $72,875M 0.3455 -0.1113 0.0672 9.6496 10.8580 10.1745 6.31% 6.36% 6.63%
Commonwealth Bank (CBA) $121,970M 0.0218 -0.0304 0.0607 12.1177 12.4975 11.7824 6.26% 6.30% 6.36%
CYBG Plc (CYB) $5,701M 0.0000 -0.0031 0.1403 10.1033 10.1351 8.8880 0.00% 1.00% 2.82%
National Aust. Bank (NAB) $64,993M -0.0551 0.0111 0.0562 10.5121 10.3963 9.8435 8.33% 8.32% 8.32%
Westpac (WBC) $86,797M -0.0045 0.0274 0.0245 10.8800 10.5901 10.3366 7.44% 7.65% 7.91%

CYB Market Comparison

Earnings P/E Ratio P/B Ratio P/E Growth
Company 0.47 10.01 0.68 1.45
Market 0.76 14.20 1.32 0.87
Sector 0.87 11.10 1.27 2.26

CYB Directors

Name Position Start Date
Mr David Duffy Chief Executive Officer, Executive Director 1 Jan 0001
Mr Ian Smith Chief Financial Officer, Executive Director 1 Jan 0001
Ms Debbie Crosbie Chief Operating Officer, Executive Director 1 Jan 0001
Mr James Pettigrew Non-Executive Chairman, Non-Executive Director 1 Jan 0001
Mr David Bennett Non-Executive Deputy Chairman, Non-Executive Director, Senior Independent Non-Executive Director 1 Jan 0001
Ms Teresa Robson-Capps Non-Executive Director 1 Jan 0001
Mr Adrian Grace Non-Executive Director 1 Jan 0001
Mr Paul Coby Non-Executive Director 1 Jun 2016
Mr Clive Adamson Non-Executive Director 1 Jul 2016
Mr Timothy Wade Non-Executive Director 12 Sep 2016
Ms Fiona MacLeod Non-Executive Director 12 Sep 2016
Ms Amy Stirling Non-Executive Director 1 Jan 0001
Ms Geeta Gopalan Non-Executive Director 1 Jan 0001
Mr Darren Pope Non-Executive Director 1 Jan 0001

CYB Management

Name Position
Lorna McMillan Company Secretary

CYB Substantial Shareholders

Holding Name
83,900,030 (9.49%) Perpetual Limited and subsidiaries
45,016,877 (6.17%) Investors Mutual Limited
52,888,470 (5.99%) Cooper Investors Pty Limited
44,572,549 (5.04%) Schroder Investment Management Australia Limited

CYB Calendar of Events

Date Event
14 May 2019 Report (Interim)
18 December 2018 Report (Annual)

DISCLOSURE: InvestSMART Group Limited employees may have an interest in the securities and managed funds displayed via this service. Please refer to our Financial Services Guide for more information.

Data shown on this website is sourced by Morningstar
© 2017 Morningstar. All rights reserved. Neither any Morningstar company nor any of their content providers guarantee the data or content contained herein to be accurate, complete or timely nor will they have any liability for its use or distribution. Any general advice has been prepared by Morningstar Australasia Pty Ltd (ABN: 95 090 665 544, AFSL: 240892) and/or Morningstar Research Limited, subsidiaries of Morningstar, Inc, without reference to your objectives, financial situation or needs. You should consider the advice in light of these matters and, if applicable, the relevant Product Disclosure Statement (in respect of Australian products) or Investment Statement (in respect of New Zealand products) before making any decision to invest. No Morningstar-affiliated company or any of their employees is providing you with personalised financial advice. To obtain advice tailored to your particular circumstances, please contact a professional financial adviser. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only.