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Bendigo and Adelaide Bank Limited (ASX: BEN) - Financials

- Current share price for BEN : $9.510

Bendigo and Adelaide Bank Limited (BEN) provides a range of banking and other financial services including consumer, residential, business and commercial lending, deposit taking, payments services, wealth management, funds management and superannuation, treasury and foreign exchange services.

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BEN Per Share

Year to Jun Sales Cashflow Earnings Dividends Franking Book Value Average
Annual P/E		 Relative P/E Shareholder Return
2023 $3.06 909.2 ¢ 88.3 ¢ 61 ¢ 100% $12.10 10.36 68.4% 1.2%
2022 $2.73 -516.8 ¢ 75.3 ¢ 53 ¢ 100% $11.90 12.86 77.5% -8.8%
2021 $2.82 967 ¢ 69.8 ¢ 54.5 ¢ 100% $11.60 12.41 105.1% 53.9%

BEN Historical Financials

2023 2022 2021
Net Interest Income ($M) 1,640.8 1,416.8 1,413.9
Net Interest Margin (%) 1.8 1.6 1.8
Non-Interest Income ($M) 279.5 293 374.8
Cost to Income Ratio (%) 57.4 57.8 62.7
Bad & Doubtful Debts ($M) 2.5 4.5 -0.3
Income Tax Rate (%) 31.4 30.4 30.5
Net Profit Before Abs ($M) 553.9 473.5 442.5
Net Profit After Abs ($M) 497 488.1 524
Employees ($T)
Shareholders Equity ($M) 6,850.7 6,711.9 6,353.5
Total Assets ($M) 98,479.7 95,243.7 86,577.2
Interest-Earning Assets (%) 96.8 96.9 97
Return on Assets (%) 0.6 0.5 0.5
Return on Equity (%) 8.1 7 7
Payout Ratio (%) 69 70 78

BEN Cashflow

2023 2022 2021
Interest Received ($M) 3,124 1,812 1,928
Net Operating Cashflow ($M) 5,706 -3,251 6,135
Net Investing Cashflow ($M) -598 10 4
Net Financing Cashflow ($M) -341 -294 -235

BEN Market & Earnings

2023 2022 2021
Market Cap ($M) 4,861 5,107 5,722
Dividend Yield (%) 7.1 5.8 5.2
Total Operating Income ($M) 1,923 1,714 1,788
EBT Before Abs ($M) 781.7 686.8 636.1

BEN Balance Sheet

2023 2022 2021
Short Term Money ($M) 6,560 2,970 5,348
Investment Securities ($M) 10,070 11,539 6,540
Due From Banks ($M) 123.9 188 173.4
Loans ($M) 78,526 77,610 71,921
Total Earning Assets ($M) 95,281 92,307 83,983
Customer Acceptance ($M)
Fixed Assets ($M) 166.2 179.6 205.9
Other Non Earning Assets ($M) 3,033 2,757 2,389
Total Non Earning Assets ($M) 3,199 2,937 2,595
Total Assets ($M) 98,480 95,244 86,577
Due to Banks ($M) 190.3 178.8 175.4
Bank Acceptance ($M)
Deposits ($M) 77,311 74,584 74,356
Provisions ($M) 167.1 172.8 164.7
Bonds ($M) 12,391 12,253 4,347
Other Liabilities ($M) 1,570 1,343 1,181
Total Liabilities ($M) 91,629 88,532 80,224
Net Assets ($M) 6,851 6,712 6,354

DISCLOSURE: InvestSMART Group Limited employees may have an interest in the securities and managed funds displayed via this service. Please refer to our Financial Services Guide for more information.

Data shown on this website is sourced by Morningstar
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