Why you need a Transition to Retirement Strategy

Key Points Explanation of a TTR pension Worked example to explain financial benefit Key considerations highlighted If you are over 55 and haven’t considered a Transition to Retirement (TTR) pension then you might be cheating yourself of an opportunity to significantly boost your retirement savings. Let’s explain why. Background Once you reach your ‘preservation age’ (see box) you can use a TTR pension to access your superannuation as a non-commutable income stream while you are still working. This may be particularly attractive if you have reduced your working hours and need to top-up your income to maintain your standard...

If you are over 55 and haven’t considered a Transition to Retirement (TTR) pension then you might be cheating yourself of an opportunity to significantly boost your retirement savings. Let’s explain why.

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