Which assets should I put in my SMSF?

Key Points Those with assets inside and outside super need to decide what goes where Your choice will impact your after-tax returns We explain the right way to tackle the decision      Background Let’s state the obvious first; all profitable investments will produce better after-tax returns held in super, due to the lower tax rates, than in, say, your own name. But the additional benefit of investing via super is not the same for every one. Yield-oriented assets like bonds, hybrids and dividend-paying shares get more benefit from being held in super than growth investments like residential property and growth-orientated...

Let’s state the obvious first; all profitable investments will produce better after-tax returns held in super, due to the lower tax rates, than in, say, your own name. But the additional benefit of investing via super is not the same for every one.

Yield-oriented assets like bonds, hybrids and dividend-paying shares get more benefit from being held in super than growth investments like residential property and growth-orientated shares.

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