Switching your SMSF to pension mode: Starting a transition to retirement pension

Key Points Most people will start by taking a transition to retirement pension Start with your trust deed ‘Pension kits’ are available from a range of online providers                You’ve spent years, possibly decades, building up your super and you’ve finally hit the ripe old age of 55 (the current preservation age). It’s time to think about switching your SMSF to ‘pension mode’. First cab off the rank, when it comes to super pensions, is the transition to retirement pension (TTR). Unlike the ‘regular’ account-based pension, a TTR can be taken while you’re still working. Like an account-based pension, you’re...

You’ve spent years, possibly decades, building up your super and you’ve finally hit the ripe old age of 55 (the current preservation age). It’s time to think about switching your SMSF to ‘pension mode’.

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