Splitting your super contributions

Key Points You can split up to 85% of your annual concessional contributions with your spouse In the right circumstances this can be a profitable strategy, but there are pros and cons We explain the steps involved Contribution splitting has been around since 2006 and we suspect it’s an underutilised strategy. As the name suggests, the rules allow you to split your superannuation contributions with your spouse, effectively shifting some of your super to them. We’ll explain why you might do this, and how, but first let’s run through the rules. Contribution splitting explained It’s important to note that...

Contribution splitting has been around since 2006 and we suspect it’s an underutilised strategy. As the name suggests, the rules allow you to split your superannuation contributions with your spouse, effectively shifting some of your super to them.

We’ll explain why you might do this, and how, but first let’s run through the rules.

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