Safe withdrawal rates and your retirement savings

In previous articles and blog posts we've tackled the inter-related issues of 'longevity' and 'withdrawal rates' (the amount of pension you take from your retirement savings).The Financial Services Institute of Australasia (FINSIA) has recently released a new study on 'safe withdrawal rates' (How safe are safe withdrawal rates in Australia? An Australian perspective). The study's basic thrust is to challenge the safety of relying on the '4% rule' for determining a safe amount of pension to draw down each year.It's a dry report, with lots of statistical analysis, so a quick summary for those who don't want to read the...

In previous articles and blog posts we've tackled the inter-related issues of 'longevity' and 'withdrawal rates' (the amount of pension you take from your retirement savings).

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