Moderate Portfolio: Asset allocation

Our Conservative Portfolio kicked things off. Now it’s time to shift up a gear.

We’re adopting the same approach with our Moderate Portfolio as we did in Exchange Traded Funds (ETFs) and we've stuck with RaboDirect for all the term deposits to keep administration simple (despite other institutions offering slightly higher rates).

In the international class we'll look to deploy into actively managed funds down the track, but for now it stays in cash.

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