Asset allocation process and guidelines
Key Points
- Investment decisions will be made quarterly, unless special circumstances arise
- We will put ourselves in the shoes of the real-life SMSF investor, with the same constraints and difficulties
- First portfolio kicks off next week
Entertaining (we hope) examples like Marcia and Jan Pardoch and even Po, the Kung Fu Panda, have cropped up in our introduction to the key theoretical and personal aspects of asset allocation (see managed funds or ETFs we recommend. We’ll tailor these additional stocks to suit each risk profile.
We won’t be re-publishing Share Advisor’s stock research, so members of that service can rest easy that Super Advisor members won’t be getting free access to the research they subscribe for.
Remember these model portfolios are simply a guide, to help you in your asset allocation decisions and in choosing investments that make up each asset class. We don’t expect you to replicate them, especially as we know many of you will have direct share portfolios representing your allocation to Australian shares.
After our recent series of articles, you should be in a good position to adopt an allocation that suits your own position on the risk map and your personal judgments about the attractiveness of certain asset classes. Our model portfolios should simply offer guideposts along the way.
What’s next?
The Conservative Portfolio will be launched next week, with the Moderate and Aggressive portfolios to follow. After the initial allocations are made, we’ll then turn to detailed examinations of each asset class: making comparisons and selections among the myriad individual investments available.