The Swedish experience
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Credit card readers are ubiquitous in Sweden, from parking meters to bowsers, while Swedish startup iZettle lets small and micro businesses accept cards with its smartphone card reader, much like Square in the US and PayPal's Here. The latest entrant to Sweden is Swish, an Android and iOS app launched by the nation's six big banks in December that enables mobile peer-to-peer payments between account holders at any of the banks.
Despite the cash alternatives, Sweden's former chief of the central bank, Lars Nyberg, said cash was likely to be the "crocodile" of payments, because it's easy to use.
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