Punching above their weight

Niche banking franchises may be in the strongest position to take on the major players since the 1990s.

PORTFOLIO POINT: Small authorised deposit-taking institutions (ADIs) are in a good position to challenge the big banks in the wake of their grab for market share.

Cummins is a town on South Australia’s Eyre Peninsula with a population of 705 and a single bank branch – a community bank operated in partnership with Bendigo & Adelaide Bank.

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