ON VIDEO: Opportunities that exist in DIY super

As the market continues its upswing in 2012, and the cash rate continues to fall, investors with a heavy allocation to cash need to start taking some risks. Gearing in your SMSF to purchase residential property is an important strategy to consider.

As the market continues its upswing in 2012, and the cash rate continues to fall, investors with a heavy allocation to cash need to start taking some risk in the market.

James Kirby chats with Eureka Report superannuation editor Bruce Brammall about making sure DIY investors are taking advantage of what else they can do in their SMSF to maximise returns.

A key move is in residential property, where SMSFs can borrow to invest, and this type of asset is on the rise. Using a gearing strategy will help you have enough money left over to diversify your portfolio for 2012 and beyond – away from cash.