Defensive plays pay off

Government bonds and senior debt have clearly outperformed higher-risk assets such as equities and hybrids.

PORTFOLIO POINT: Risk tolerance remains key for all investors, and those with a lower risk appetite have done reasonably well over the past year.

Financial year end means it’s time to gather information together for your tax return, which I think means it’s also a good time to review your investment portfolio goals and returns and compare them to others.

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