Currency wars: Australia - 0; US - 1

While the RBA continues to whine about the exchange rate, savers are being used as cannon fodder, with retirees mercilessly thrown in front of the gunfire of low yields and high costs.

The idea that we may be half way through a two-year period of the lowest cash rate since the Melbourne Football Club’s last premiership could be seen as alarming, sobering at least.

There have been a few periods of 12-14 months of stable rates in the past, but this time 12 months is already a lock, and it looks like the current run of 2.5 per cent overnight cash will pass previous records at a canter and end, perhaps, in mid-2015.

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