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Overview

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Key details

Performance p.a* {{ modelPortfolio.returnInception > 0 ? '+' : '' }} {{ modelPortfolio.returnInception | percentage:1:100:'N/A' }} N/A
Proven Investment Strategy# {{ modelPortfolio.mirrorReturnInception > 0 ? '+' : '' }} {{ modelPortfolio.mirrorReturnInception | percentage:1:100:'N/A' }}
Estimated Income p.a {{ modelPortfolio.returnInceptionAnnualised | percentage:1:100:'N/A' }} N/A
Suggested Timeframe {{ modelPortfolio.timeframe }}
Minimum Investment Amount {{ (modelPortfolio.minimumInitialInvestment | currency:$:0) || 'N/A' }}
Standard Risk Measure {{ modelPortfolio.riskRating }}
Download Product Disclosure Statement
Performance

Growth of $10,000

As at {{ modelPortfolio.modelPortfolioPerformancesLastDate }}
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InvestSMART Portfolio figures shown since each respective Inception Date as indicated in the graph; after investment and admin fees excl. brokerage, excluding franking; dividends re-invested, no withdrawals have been made. The peer comparison figures have been sourced from Morningstar data and is therefore limited to the funds and investment products included in their database. This may not include all funds available for retail investment in Australia. The peer calculation is inclusive of admin and investment fees; excludes brokerage and no withdrawals have been made. InvestSMART cannot determine whether or not franking has been included, nor if dividends have been reinvested. ^ Our funds are compared to peers with the same benchmark as determined by Morningstar.

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Fees {{ modelPortfolio.name }} {{ modelPortfolio.mer | percentage:2:1:'N/A' }} {{ modelPortfolio.benchmark && modelPortfolio.benchmark.peers ? ' & Average of ' + modelPortfolio.benchmark.peers.peerCount + ' peers ' : null }} {{ modelPortfolio.benchmark.peers.mer | percentage:2:1:'' }}

Note: Fee data has been provided by Morningstar, it may not include all costs being charged on your investment such as platform and adviser fees. You should check your fund or adviser statements to find out the exact fees you are being charged.
Date Buy/Entry Price Sell/Exit Price Distribution
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There are no unit prices available.

A Quarterly Update from the Portfolio Manager

Video: December 2018 Review

(14mins 53 secs)

In his quarterly video update, our Australian Equity Portfolio Manager, Nathan Bell, shares his thoughts on:

  • The investment process

  • US residential property market

  • Recent Portfolio additions

Key Facts
Details
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Style {{ modelPortfolio.style || 'N/A' }}
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Benchmark Index {{ modelPortfolio.benchmark.name || 'N/A' }}
Inception Date {{ (modelPortfolio.inceptionDate | date:'dd MMM yyyy') || 'N/A' }}
Minimum initial investment {{ (modelPortfolio.minimumInitialInvestment | currency:$:0) || 'N/A' }}
Estimated income per annum {{ modelPortfolio.returnInceptionAnnualised != null ? modelPortfolio.returnInceptionAnnualised + '%' : 'N/A' }} (including franking credits)
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How much does InvestSMART charge?

Amount Invested

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Investment Fees ({{ investmentFees | number : 2 }}% p.a.)*

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* Our Investment Fee (capped at $451p.a.) does not include fees charged within any ETF held in this portfolio, estimated to be approximately {{ modelPortfolio.indirectCostPerAnnum }}% (indirect cost ratio). Brokerage costs are not included in this calculation. For more information about fees and costs, please see the Product Disclosure Statement and Investment Menu.

Allocation

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Top 20 Holdings

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Date Buy/Entry Price Sell/Exit Price Distribution
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There are no unit prices available.

FAQs

Still deciding if InvestSMART is right for you? These frequently asked questions may help.
View more FAQs

Under our Professionally Managed Accounts, you will gain the following benefits:
1. Professionally managed investment portfolio: An investment portfolio managed by InvestSMART's investment team.
2. You own the securities: The investor holds legal ownership and the underlying securities are registered under your name.
3. Reporting: Complete end of year Accounting and tax reporting is provided on your investment. 
4. Transparency: Investors are provided full visibility of all stocks held in your portfolio.
5. Tailored & Unique Portfolio: Under a PMA, we offer multiple model portfolios to choose from so that you can create a customised and diversified portfolio to suit your individual needs. Our model portfolios will differ in the levels of risk and return, and each model offers a different investment emphasis (such as Australian & international equities, property securities, international ETFs, etc).
6. Account Management: The paperwork and administration is taken care of, reducing the administrative burden on investors.
7. Tax effective: You only pay tax on gains & income you received.
8. Inflows & outflows: Your investment will not be impacted by the decisions of other model portfolio investors. An example of this is when a pooled investment like a managed fund receives redemption requests at the bottom of the market and is a forced seller at the worst time.
9. Flexibility with income/distributions: Choose to receive the dividends directly into an account of your choice or set up a regular payment or request drawdowns on an adhoc basis.

The Intelligent Investor Model portfolios invest in Australian listed equities managed by our Australian Equities Portfolio Manager. The aim is to outperform the ASX 200 Accumulation Index and follows a value investing approach of finding undervalued stocks in the market.

The InvestSMART Portfolios use Exchange Traded Funds (ETFs) to provide investors with broad exposure across a range of asset classes and regions, which can help diversify your portfolio and spread your overall risk. Professionally managed by our Portfolio Manager, our Active Asset Allocation Portfolio objective is to provide investors returns in line with the benchmark minus our fees by investing in blend of our preferred Exchange Traded Funds (ETFs).

Yes. You can invest in as many or as few of the portfolios as you like. You can allocate a specific weight to each model and choose to have it rebalanced on a regular basis or have the percentages floating as the models change in value.

Yes, when setting up an investment or at any point during your investment you are able to set up a direct debit regular contribution plan for a minimum of $100 per month. This can be altered at any point.

The Standard Risk Measure (SRM) is a guide developed by the Financial Services Council (FSC) and The Association of Superannuation Funds of Australia (ASFA) that outlines the likely number of negative annual returns expected over any 20 year period.

The purpose of the SRM is to provide a standardised labelling system to assist investors in comparing investment options across providers, as shown below in Figure 1, FSC/ASFA Standard Risk Measure Classifications.

Risk Label Estimated number of negative annual returns over any 20 year period
Very Low  Less than 0.5
Low  0.5 to less than 1
Low to Medium  1 to less than 2
Medium  2 to less than 3
Medium to High  3 to less than 4
High  4 to less than 6
Very High  6 or greater


Source: FSC/ASFA Standard Risk Measure Guidance Paper for Trustees, July 2011

 

We have adopted these risk rating guidelines and applied them to our products, as highlighted in Figure 2: InvestSMART Group Investment Products' SRM:

InvestSMART Group Investment Products SRM

It should be noted, however, that the SRM is not a complete assessment of all forms of investment risk. For instance, it does not detail what the size of a negative return could be or the potential for a positive return to be less than a member may require to meet their objectives. As such, it should be used as a guide and as with any investment, investors should ensure they are comfortable with the risks and potential losses associated with their chosen investment option(s). Any information should be considered general in nature and before making any investment decisions, please ensure that you read all relevant disclosure documents related to that product.

New to investing?
Our mission is to help all Australians grow and protect their wealth.
Learn more about InvestSMART's core investing principles.

Our Philosophy
View our funds
*Return per annum since {{ modelPortfolio.inceptionDate | date:'dd MMM yyyy' }} after investment and admin fees as at {{ modelPortfolio.returnDate | date:'dd MMM yyyy' }}.