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There is no doubt that when many of us invest, we invest in 'silos', and by silos we mean you invest in just cash or fixed income or property or equities rather blending (diversifying) your investment fund across asset classes.
We dive into why all asset classes across the spectrum are so important to your future returns; Why diversification continues to come out on top; And the future of fixed income
It was a slightly strange quarter for the Conservative Portfolio in that it was its defensive assets that suffered falls while the growth side surged. It's rare to see a quarter of trade like the one we have just seen, and you need to put it into the perspective of your risk profile and your investment time horizon.
The portfolio returned 1.8% for the quarter including franking credits. The estimated running yield is approximately 4.75%, and estimated yield to call/maturity is 4.25%, including franking credits
A tough quarter for the interest income portfolio, but we do need to put this quarter into perspective.
It was a solid quarter for the Growth Portfolio with the growth side doing a significant part of the heavy lifting.
It was a solid quarter for the High Growth Portfolio with the international equities side doing a significant part of the heavy lifting.
The International Equities Portfolio picked up where it left off in the final quarter of 2020, adding 6.50 per cent after fees in the quarter and beating peers by 0.4 per cent. In the 52 weeks to the end of March 31, the portfolio is up 24.50 per cent after fees highlighting the incredible bounce back the world has experienced in the post-COVID world.
It has been a very wild ride for those of you in this portfolio and we fully understand that it has given you some big highs and lows. It is, after all, a portfolio made up of two sectors that have experienced the full effects of the global pandemic, both negatively and positively.
It was a slightly subdued quarter for the Balanced Portfolio with defensive assets suffering falls that where offset by the growth side's surge.
Our lives can easily be ruled by numbers - the ideal body mass, how much we earn, and even the number of kids we have. When it comes to how much we should have in personal savings, there's no one-size-fits-all number that's right for everyone, but it's always interesting to see how we compare to others.
Fixed income is one of the most important asset classes to invest in as it has a fixed stream of income, is stable, has a high level of capital preservation (being sovereign backed) and a near guarantee to repay the investor's principal. This makes it very attractive for investors.
Slash years off the time taken to save for a first home by spreading your deposit across different 'buckets'.
Investing insights from experts like Paul Clitheroe & Effie Zahos and more