Dear James a question on IOOF's ability to maintain dividend payout, the yield looks very inviting based on recent dividends. Given the increasing risk and the possibility of changes to regulations in their industry how do you see IFL in terms of a possible yield trap over the medium to longer term. I realise you can not provide individual advise however I probably like other investors of our ilk are building cash with recent selling of shares like FLT, MQG etc and if like me in the 60+ age cohort we are looking for more stable yield but wanting to avoid yield trap. Thanks and I appreciate your suggestions
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